Retirement Resources & Guides

Most people save for a lifetime so they can enjoy their retirement years. However, those savings go farther in some states than others. Millions of Americans are reaching retirement age each year, and many of them are making decisions about where to retire. Some choose to remain in the same place for various reasons, like Read more…

It is a situation that most people do not want to think about, but many people face it every day. What would happen if you were in the position of not being able to make your own decisions about medical treatment? Perhaps you are involved in an accident an incapacitated. Who is going to make Read more…

Pension plans are becoming harder to find these days when it comes to retirement planning. These plans typically cost more for employers, and more responsibility is being placed on the employee to contribute to retirement savings. Cash balance plans are a form of defined benefit plan that allows employers to place a certain percentage of Read more…

A profit sharing plan is one kind of retirement plan that an employer may offer its employees. It allows the company to share part of the company’s profits with its employees thus giving them a sense of ownership in the company. This type of plan can be very lucrative for employees, though the employer has Read more…

If you are familiar with retirement plans, then you probably already know how a traditional IRA works. Many people choose to place money into a Roth IRA so that they can enjoy the money tax-free at retirement. However, the IRS places income limits on the ability to contribute to a Roth IRA. So, what happens Read more…

Most people want to maximize the amount of money they stash away for retirement, but the IRS places limits on how much you can place into your retirement accounts each year. What do you do when you want to save more than that and still get the tax benefits? Is it even possible? By utilizing Read more…