Resources & Guides

Does Medicare Cover The Flu Shot? | (Full Details) Inside

Does Medicare Cover The Flu Shot? | (Full Details) Inside

Medicare
Flu season rolls around every year, and flu vaccines are essential to protect yourself from getting sick. Millions of Americans...
Read More
Medicare Annual Wellness Visit | Does Medicare Pay For It?

Medicare Annual Wellness Visit | Does Medicare Pay For It?

Medicare
Receiving an annual wellness visit is an essential piece of preventive care for many reasons. It can help you and...
Read More
What Is A Health Care Proxy? | Find Out If You Need One

What Is A Health Care Proxy? | Find Out If You Need One

Additional Resources
Have you ever thought about who would make health care decisions for you if you were incapacitated and unable to...
Read More
HSA And Medicare | How They Interact & How It Affects You

HSA And Medicare | How They Interact & How It Affects You

Medicare
Many people choose to use a health savings account (HSA) to save some money on medical expenses. These accounts allow...
Read More
What Happens To Unused Social Security Benefits?

What Happens To Unused Social Security Benefits?

Social Security
The Social Security Administration makes millions of benefit payments each month, and the Social Security program is the largest item...
Read More
Does Medicare Cover Cataract Surgery? | Full Details Inside

Does Medicare Cover Cataract Surgery? | Full Details Inside

Medicare
Cataracts are much more common than you might think. Over 24 million Americans over the age of 40 are affected...
Read More
Does Medicare Cover Chiropractic? | Coverage Details Inside

Does Medicare Cover Chiropractic? | Coverage Details Inside

Medicare
Back problems can cause chronic pain and discomfort, and those problems tend to worsen as you get older. In addition,...
Read More
What Dental Services Are Covered By Medicare? | Full Guide

What Dental Services Are Covered By Medicare? | Full Guide

Medicare
Routine dental care is an essential piece of your overall health care. With millions of Americans receiving Medicare coverage, many...
Read More
Can Social Security Be Garnished? | Comprehensive Guide

Can Social Security Be Garnished? | Comprehensive Guide

Social Security SSI
If you owe someone money, there are ways that the court system can force you to pay your debt. Wage...
Read More
Medigap VS. Medicare Advantage | Key Differences Explained

Medigap VS. Medicare Advantage | Key Differences Explained

Medicare
Many individuals enrolled in Original Medicare choose to purchase a separate Medigap plan to help cover out-of-pocket expenses not covered...
Read More
What Is Medicare Plan N? | Coverage & Cost Details Inside

What Is Medicare Plan N? | Coverage & Cost Details Inside

Medicare
Medicare coverage can be pretty confusing, especially since there are so many different pieces and parts. Medicare is broken into...
Read More
Does Medicare Pay For Hearing Aids? | Full Coverage Details

Does Medicare Pay For Hearing Aids? | Full Coverage Details

Medicare
Many people find that they need the assistance of hearing aids as they age. With so many seniors receiving Medicare,...
Read More
What Is Medicare Part D? | Full Guide To Medicare Drug Plans

What Is Medicare Part D? | Full Guide To Medicare Drug Plans

Medicare
You’ve probably seen all the Medicare commercials on television before discussing the different parts of Medicare. There is Medicare Part...
Read More
What Is Medicare Part C? | Coverage Details & (Full Guide)

What Is Medicare Part C? | Coverage Details & (Full Guide)

Medicare
Medicare is broken into many different parts, and those parts can sometimes be confusing. You may have heard of Medicare...
Read More
The 10 Best States To Retire Plus 5 To Avoid | 2022 Guide

The 10 Best States To Retire Plus 5 To Avoid | 2022 Guide

Retirement
Most people save for a lifetime so they can enjoy their retirement years. However, those savings go farther in some...
Read More
What Is Medicare Tax? | Find Out If You Have To Pay

What Is Medicare Tax? | Find Out If You Have To Pay

Medicare
If you earn a paycheck, you have likely seen several FICA taxes withheld from your earnings. Even for those who...
Read More
Medicare Easy Pay | How It Works & How To Sign Up

Medicare Easy Pay | How It Works & How To Sign Up

Medicare
Although most people who are eligible for Medicare receive premium-free Medicare Part A coverage, everyone enrolled in Medicare Part B...
Read More
Does Medicare Cover Dental? | 2022 Coverage Options Inside

Does Medicare Cover Dental? | 2022 Coverage Options Inside

Medicare
You likely already know that millions of retirees rely on Medicare for health insurance coverage. However, doctor visits and hospital...
Read More
Can You Pay Taxes With A Credit Card? | Full 2022 Guide

Can You Pay Taxes With A Credit Card? | Full 2022 Guide

Additional Resources
Tax season can be stressful for many individuals. While many people look forward to getting a tax refund when they...
Read More
Medicare Flex Card: Everything You Need To Know | Full Guide

Medicare Flex Card: Everything You Need To Know | Full Guide

Medicare
You have probably seen commercials on TV lately advertising Medicare flex cards. Some of these claims seem outrageous, as they...
Read More
Why Medicare Advantage Plans Are Bad | Top 5 Reasons Inside

Why Medicare Advantage Plans Are Bad | Top 5 Reasons Inside

Medicare
Most retirees turn to Medicare for their health insurance coverage, but Medicare coverage can often be complex and confusing. Many...
Read More
Average Cost Of Medicare Supplement Plans | Full 2022 Guide

Average Cost Of Medicare Supplement Plans | Full 2022 Guide

Medicare
Medicare beneficiaries are familiar with many of the out-of-pocket costs associated with their Medicare coverage. They must pay their Medicare...
Read More
Medicare’s 8-Minute Rule | 2022 Guide (Examples Inside)

Medicare’s 8-Minute Rule | 2022 Guide (Examples Inside)

Medicare
As a Medicare beneficiary, you might not care much about CPT codes and how medical billing works. However, having a...
Read More
Medicare Supplement Plan F Guide | Coverages & Cost Inside

Medicare Supplement Plan F Guide | Coverages & Cost Inside

Medicare
For those on Medicare, copays and deductibles can really start to add up. Even though you might receive premium-free Part...
Read More
Medicare Supplement Plan G Guide | Coverages & Cost Inside

Medicare Supplement Plan G Guide | Coverages & Cost Inside

Medicare
Many retirees enrolled in Original Medicare quickly realize there are many out-of-pocket costs associated with Medicare. From copays to deductibles,...
Read More
Medicare Part B Give Back Benefit | Full Guide For 2022

Medicare Part B Give Back Benefit | Full Guide For 2022

Medicare
Although many Medicare beneficiaries receive premium-free Part A coverage, they must always pay a monthly premium for Part B coverage....
Read More
Medicare For Dummies | 2022 Eligibility, Enrollment & Costs

Medicare For Dummies | 2022 Eligibility, Enrollment & Costs

Medicare
As most people approach retirement age, they start to think about what their health care coverage will look like. Most...
Read More
Medicare At Age 60: 2022 Guide | Coverages & Cost Inside

Medicare At Age 60: 2022 Guide | Coverages & Cost Inside

Medicare
Most Americans know that they can qualify for Medicare at age 65, although there are a few exceptions that allow...
Read More
Does Medicare Cover The Shingles Vaccine? | 2022 Guide

Does Medicare Cover The Shingles Vaccine? | 2022 Guide

Medicare
Many people who are considering getting the shingles vaccine wonder whether Medicare will cover it. You probably already know that...
Read More
Social Security Benefits Loopholes | 2022 Strategies Inside

Social Security Benefits Loopholes | 2022 Strategies Inside

Social Security
Many couples rely on Social Security spousal benefits for income during their retirement years. Even if one spouse does not...
Read More
When Can A Spouse Claim Spousal Benefits | (Full Breakdown)

When Can A Spouse Claim Spousal Benefits | (Full Breakdown)

Social Security
Most people understand that you must have paid into the Social Security system to receive retirement benefits upon reaching retirement...
Read More
38 States That Don’t Tax Social Security | Full List Inside

38 States That Don’t Tax Social Security | Full List Inside

Social Security
Retirees are always looking for ways to maximize their retirement income, and avoiding income tax is an excellent strategy for...
Read More
How Much Will SSI Checks Be In 2022? | Full Guide

How Much Will SSI Checks Be In 2022? | Full Guide

SSI
If you receive Supplemental Security Income benefits, you have likely noticed that your monthly payment will not go as far...
Read More
Does Medicare Cover Eye Exams? | (Full Guide) Inside

Does Medicare Cover Eye Exams? | (Full Guide) Inside

Medicare
Millions of Americans wear eyeglasses or contact lenses, and many of these people are covered under a Medicare plan. Eye...
Read More
Social Security Tax Deferral | 2022 Guide Inside

Social Security Tax Deferral | 2022 Guide Inside

Social Security
  Most people are familiar with the 6.2% Social Security tax that is withheld from each of their paychecks. During...
Read More
Can You Opt Out Of Social Security? | Full Guide Inside

Can You Opt Out Of Social Security? | Full Guide Inside

Social Security
Most people get disappointed when they see the amount of Social Security taxes withheld from their paychecks each month. When...
Read More
Does A Second Wife Get Social Security From Her Husband?

Does A Second Wife Get Social Security From Her Husband?

Social Security
A spouse is one of the most common beneficiaries of Social Security benefits. Most people know that they can qualify...
Read More
What Is The Minimum Social Security Benefit? | Full Guide

What Is The Minimum Social Security Benefit? | Full Guide

Social Security
Most Americans rely on Social Security retirement benefits during their retirement years. Some rely solely on these benefits, while nearly...
Read More
How Much Does Social Security Pay? | Updated For [2022]

How Much Does Social Security Pay? | Updated For [2022]

Social Security
Social Security benefits come in many forms, and beneficiaries rely on those payments to meet their monthly financial obligations. Many...
Read More
How Does Social Security Work? | Comprehensive Guide For [2022]

How Does Social Security Work? | Comprehensive Guide For [2022]

Social Security
Social Security benefits started way back in 1935, and millions of Americans receive these benefits each month. The program is...
Read More
How To Get A Free [Same-Day] Social Security Card Replacement

How To Get A Free [Same-Day] Social Security Card Replacement

Social Security
So, you've lost your Social Security card and need a free replacement card right away. Perhaps you are starting a...
Read More
I Lost My Social Security Card | How To Quickly Replace It

I Lost My Social Security Card | How To Quickly Replace It

Social Security
Your Social Security card is an extremely important document, and you should do everything you can to keep it safe....
Read More
Who Is Eligible For Medicare? | Check Your Eligibility In 2022

Who Is Eligible For Medicare? | Check Your Eligibility In 2022

Medicare
You have more than likely seen Medicare commercials on television before, but many people have no idea how Medicare works....
Read More
What Is Medicare Part B? | [2022] Coverage & Cost Details

What Is Medicare Part B? | [2022] Coverage & Cost Details

Medicare
Millions of retirees and Social Security recipients rely on Medicare coverage for their health care. Medicare is divided into several...
Read More
Social Security Name Change In 4 Easy Steps | [2022 Guide]

Social Security Name Change In 4 Easy Steps | [2022 Guide]

Social Security
Most people obtain a Social Security card right after birth since most U.S. hospitals help new parents with the process...
Read More
SSI vs SSDI: What’s The Difference? | [2022 Update]

SSI vs SSDI: What’s The Difference? | [2022 Update]

SSI
Social Security disability benefits help many individuals and families in America. When someone cannot work due to a disability, the...
Read More
What Is The Maximum Social Security Benefit In 2022? | Complete Guide

What Is The Maximum Social Security Benefit In 2022? | Complete Guide

Social Security
Millions of Americans rely on Social Security benefits each month to pay for ordinary living expenses. Nearly a quarter of...
Read More
Medicare Extra Help: What Is It & How Do You Qualify? | (Full Guide)

Medicare Extra Help: What Is It & How Do You Qualify? | (Full Guide)

Medicare
Though many people may qualify for Medicare Part A with no premium, there is still a premium associated with Medicare...
Read More
Can You Collect Unemployment While On SSDI Or SSI? | Full Guide

Can You Collect Unemployment While On SSDI Or SSI? | Full Guide

Disability
If you lose your job through a layoff or some other situation that is not your fault, then you might...
Read More
What Does Medicare Cover? | Full [Coverage Details] Inside

What Does Medicare Cover? | Full [Coverage Details] Inside

Medicare
Millions of Americans rely on Medicare for their health care coverage. Medical services are getting more and more complex as...
Read More
How To Apply For Disability | [Comprehensive Guide]

How To Apply For Disability | [Comprehensive Guide]

Disability
If you suffer a disability that prevents you from working, then you probably know that you should apply for disability...
Read More
ABLE Account | Definition & How It Works [Full Details Inside]

ABLE Account | Definition & How It Works [Full Details Inside]

Disability
Living with a disability is tough enough, but many people with disabilities also find themselves in tough financial situations. Obtaining...
Read More
Social Security Tips | 8 Ways To Maximize Your Benefits

Social Security Tips | 8 Ways To Maximize Your Benefits

Social Security
With the prices of almost everything on the rise, many people wonder how they can get more out of their...
Read More
Social Security Trust Fund | What Is It & How Does It Work?

Social Security Trust Fund | What Is It & How Does It Work?

Social Security
Millions of Americans receive Social Security benefits each month. These benefits are in the form of retirement benefits as well...
Read More
Do Social Security Cards Expire? | [Full Details] Inside

Do Social Security Cards Expire? | [Full Details] Inside

Social Security
Most documents that we are familiar with have an expiration date. For instance, your driver's license expires every few years,...
Read More
Are Social Security Offices Open? | Office Closures Inside

Are Social Security Offices Open? | Office Closures Inside

Social Security
Some business must be conducted in person, and that is certainly the case when it comes to the Social Security...
Read More
Medicare Appeals Process | How It Works & Tips For Winning

Medicare Appeals Process | How It Works & Tips For Winning

Medicare
Millions of Americans rely on Medicare for health care coverage and payment for essential medical services. However, payment of Medicare...
Read More
How Much Does A Child Get If A Parent Is On Disability? | Full Guide

How Much Does A Child Get If A Parent Is On Disability? | Full Guide

Disability
As a parent, providing for your children is one of the most important things on your mind. Many people who...
Read More
What Conditions Qualify For Disability? | (Complete Guide)

What Conditions Qualify For Disability? | (Complete Guide)

Disability
Millions of Americans receive disability benefits from the Social Security Administration (SSA) each month, and many more submit new applications...
Read More
Social Security Increase | How Much Will You See? (Full Guide)

Social Security Increase | How Much Will You See? (Full Guide)

Social Security
If you are a recipient of Social Security benefits, you likely look forward to your COLA increase in benefits every...
Read More
How To Sign Up For Medicare | Comprehensive Guide + Tips Inside

How To Sign Up For Medicare | Comprehensive Guide + Tips Inside

Medicare
Millions of Americans utilize and rely on Medicare for their health care coverage. Medicare coverage is essential to this group...
Read More
How To Win An SSI Appeal | 5 Tips For Winning (Full Guide)

How To Win An SSI Appeal | 5 Tips For Winning (Full Guide)

Social Security
Millions of Americans find themselves needing some financial assistance after suffering a disability that leaves them unable to work. Supplemental...
Read More
Is Your Social Security Number On Your Passport? | Full Guide

Is Your Social Security Number On Your Passport? | Full Guide

Social Security
Passports have become an almost universal form of identification. They can be used for identification at the airport, verification of...
Read More
The 12 [BEST] Ways To Protect Your Social Security Number

The 12 [BEST] Ways To Protect Your Social Security Number

Social Security
Your Social Security number is required in a number of different ways from filing tax returns to obtaining a loan....
Read More
How To Calculate Social Security Benefits | 3 [Easy] Methods Inside

How To Calculate Social Security Benefits | 3 [Easy] Methods Inside

Social Security
Retirement can be an exciting time, but it can also be scary for some. You might be wondering whether you...
Read More
American Opportunity Credit: Everything You Need To Know (Tips Inside)

American Opportunity Credit: Everything You Need To Know (Tips Inside)

Additional Resources
Paying lower taxes is something that everyone enjoys, and college tax credits are one great way to do that. Tax...
Read More
Married Filing Separately: What It Is & When To Do It | Full Guide

Married Filing Separately: What It Is & When To Do It | Full Guide

Additional Resources
Most married couples file a joint tax return, but did you know that you can file separate returns even if...
Read More
What Is Title Insurance? | Definition & Why You Need It (Full Guide)

What Is Title Insurance? | Definition & Why You Need It (Full Guide)

Additional Resources
If you have ever purchased real estate, then you have probably heard of a title insurance policy. Can you imagine...
Read More
Debt To Asset Ratio: What Is It & Why Is It Important? | (Tips Inside)

Debt To Asset Ratio: What Is It & Why Is It Important? | (Tips Inside)

Additional Resources
There are many ratios and figures that you can examine to assess the overall financial health of a business. One...
Read More
Deferred Tax Liability: What Is It & How Does It Work? | Full Guide

Deferred Tax Liability: What Is It & How Does It Work? | Full Guide

Additional Resources
Income taxes can sometimes be confusing, and a deferred tax liability is one of those confusing situations. Have you ever...
Read More
Charitable Remainder Trusts: Full Guide | Everything You Need To Know

Charitable Remainder Trusts: Full Guide | Everything You Need To Know

Additional Resources
Many people wish to leave money to charity, but a traditional last will is not always the best vehicle for...
Read More
What Is A Living Will? | How It Works & Why You Need One (Full Guide)

What Is A Living Will? | How It Works & Why You Need One (Full Guide)

Additional Resources
It is a situation that most people do not want to think about, but many people face it every day....
Read More
How Long To Keep Tax Returns // Full Guide Inside

How Long To Keep Tax Returns // Full Guide Inside

Additional Resources
Are you wondering how long to keep tax records? Do you have a pile of old tax records sitting in...
Read More
Exempt VS. Non-Exempt Employees: What’s The Difference? | Full Guide

Exempt VS. Non-Exempt Employees: What’s The Difference? | Full Guide

Additional Resources
Most everyone who is employed has probably heard the terms exempt and non-exempt before, especially if you work an hourly...
Read More
What Is Probate: How It Works & 5 Tips For Avoiding It (Full Guide)

What Is Probate: How It Works & 5 Tips For Avoiding It (Full Guide)

Additional Resources
If you have started any estate planning, you have probably heard of the probate process. Of course, you may have...
Read More
Cash Balance Plan: What Is It & How Does It Work | Full Guide

Cash Balance Plan: What Is It & How Does It Work | Full Guide

Retirement
Pension plans are becoming harder to find these days when it comes to retirement planning. These plans typically cost more...
Read More
Do I Have To File Taxes? | [Full Guide Inside]

Do I Have To File Taxes? | [Full Guide Inside]

Additional Resources
Many people think that they will need to file an income tax return when tax time rolls around regardless of...
Read More
Can You Get Unemployment If You Quit? | What You Need To Know

Can You Get Unemployment If You Quit? | What You Need To Know

Additional Resources
Unemployment insurance provides a great benefit to people who lose their job. They are able to collect unemployment payments until...
Read More
Is Life Insurance Taxable? | 3 Ways To Avoid Taxes On Payouts

Is Life Insurance Taxable? | 3 Ways To Avoid Taxes On Payouts

Additional Resources
Most people know how life insurance works generally, but questions start arising when you get deep into the details. When...
Read More
Life Insurance: What Is It & How Does It Work? | (Complete Guide)

Life Insurance: What Is It & How Does It Work? | (Complete Guide)

Additional Resources
Most people have heard of life insurance before, but many have no idea how a life insurance policy actually works....
Read More
The Social Security Tax Limit Explained | Full Guide

The Social Security Tax Limit Explained | Full Guide

Social Security
If you have taken a look at your paycheck stub recently, then you have likely noticed a withholding for the...
Read More
How Much Can I Earn While On Social Security? | Full Guide

How Much Can I Earn While On Social Security? | Full Guide

Social Security
Many people find themselves in a position needing to work another job while receiving Social Security benefits. Perhaps the retirement...
Read More
Cost Of Living Adjustment (COLA) | It Affects Your Benefits!

Cost Of Living Adjustment (COLA) | It Affects Your Benefits!

Social Security
We are all affected by inflation as the cost of goods and services continues to rise. Many people on Social...
Read More
Profit Sharing Guide: What It Is & How It Works | Full Guide

Profit Sharing Guide: What It Is & How It Works | Full Guide

Retirement
A profit sharing plan is one kind of retirement plan that an employer may offer its employees. It allows the...
Read More
Backdoor Roth IRA | What Is It & How It Works (Full Guide)

Backdoor Roth IRA | What Is It & How It Works (Full Guide)

Retirement
If you are familiar with retirement plans, then you probably already know how a traditional IRA works. Many people choose...
Read More
Mega Backdoor Roths: What Is It & How They Work | Full Guide

Mega Backdoor Roths: What Is It & How They Work | Full Guide

Retirement
Most people want to maximize the amount of money they stash away for retirement, but the IRS places limits on...
Read More
401(a) Plan vs. 401(k) Plan: What Is The Difference? | Full Guide

401(a) Plan vs. 401(k) Plan: What Is The Difference? | Full Guide

Retirement
  When it comes time to choose a retirement plan, the options can often be confusing. Since most retirement plans...
Read More
401(a) Plan: What Is It? | Comprehensive Guide Inside

401(a) Plan: What Is It? | Comprehensive Guide Inside

Retirement
Unless you work for a government entity or a non-profit organization, you may have never even heard of a 401(a)...
Read More
403(b) Plan vs. 401(k) Plan: What’s The Difference? | (Full Guide) Inside

403(b) Plan vs. 401(k) Plan: What’s The Difference? | (Full Guide) Inside

Retirement
  When it comes to retirement planning, all the options available out there can get confusing. There are many plans...
Read More
403(b) Plan vs. 457(b) Plan: What’s The Difference? | (Full Guide)

403(b) Plan vs. 457(b) Plan: What’s The Difference? | (Full Guide)

Retirement
Many people only associate retirement accounts with a 401(k) or an IRA. However, not all employers offer these retirement savings...
Read More
403(b) Plan: What Is It? | Full Guide Inside

403(b) Plan: What Is It? | Full Guide Inside

Retirement
Retirement plans come in many different flavors and varieties. Each offers some unique advantages, while most also come with a...
Read More
457(b) Plan: What Is It? | (Full Guide) Inside

457(b) Plan: What Is It? | (Full Guide) Inside

Retirement
Retirement plans can be confusing, and saving for retirement can be difficult. Many people are familiar with a 401(k), but...
Read More
Qualified Retirement Plan: What Is It & How It Works | Full Guide

Qualified Retirement Plan: What Is It & How It Works | Full Guide

Retirement
Most people know that they need to save for retirement, but many do not fully understand all the savings plan...
Read More
Blind Trust | What Is It, Setup Costs & How Does It Work

Blind Trust | What Is It, Setup Costs & How Does It Work

Additional Resources
Many people know the basics of how trusts work, but they may have never heard of a blind trust. This...
Read More
Death Tax: Who Pays & How Much | Comprehensive Guide Inside

Death Tax: Who Pays & How Much | Comprehensive Guide Inside

Additional Resources
Since you pay income taxes on your income throughout your lifetime, you might think that you are done with taxes...
Read More
Inheritance Tax | How Much Is It & What To Expect [Full Guide]

Inheritance Tax | How Much Is It & What To Expect [Full Guide]

Additional Resources
Imagine getting great news that you just received a large inheritance from a long lost relative. Now imagine getting the...
Read More
Grantor Trusts | Definition, Rules & More (Full Guide)

Grantor Trusts | Definition, Rules & More (Full Guide)

Additional Resources
You probably already know that trusts can be powerful estate planning tools and are useful for transferring property and assets...
Read More
What Is A Trust? | Definition & Comprehensive Guide Inside

What Is A Trust? | Definition & Comprehensive Guide Inside

Additional Resources
When most people think of trust accounts, they often think that those are accounts that can only be established by...
Read More
Revocable vs. Irrevocable Trust: What’s The Difference? | Full Guide

Revocable vs. Irrevocable Trust: What’s The Difference? | Full Guide

Additional Resources
Though the names might sound simple, revocable and irrevocable trusts can get quite complicated. These terms most often arise during...
Read More
Revocable Trust: What Is It & How Does It Work? | (Tips Inside)

Revocable Trust: What Is It & How Does It Work? | (Tips Inside)

Additional Resources
Most people have heard of a trust account, but few know what they really are and how they work. Trusts...
Read More
Irrevocable Trust: Setup Costs, Trust Types & More | Complete Guide

Irrevocable Trust: Setup Costs, Trust Types & More | Complete Guide

Additional Resources
Most people tend to think that trust funds are only for the super wealthy. That is not always the case...
Read More
Living Trust vs. Will: What’s The Difference? | (Full Guide) Inside

Living Trust vs. Will: What’s The Difference? | (Full Guide) Inside

Additional Resources
When it comes time to develop your estate plan, you need to ensure that you utilize all the available tools....
Read More
Living Trust: What Is It & Do You Need One? | Full Guide

Living Trust: What Is It & Do You Need One? | Full Guide

Additional Resources
When most people hear the words "trust account," they immediately think about the super rich. However, trusts are not just...
Read More
HSA vs. FSA: What’s The Difference? | (Full Guide) Inside

HSA vs. FSA: What’s The Difference? | (Full Guide) Inside

Medicare
Unexpected medical expenses can really take a toll on your personal finances, especially for those on a high-deductible health plan...
Read More
SIMPLE IRA Retirement Plan | Everything You Need To Know

SIMPLE IRA Retirement Plan | Everything You Need To Know

Retirement
Saving enough money for retirement can be a challenge, especially if your employer does not offer a matching 401(k) plan....
Read More
Find Local Social Security Office Near Me Using this Social Security Office Locator

Find Local Social Security Office Near Me Using this Social Security Office Locator

Social Security
This Social Security office locator allows you to search for a Social Security office location. Use the search form below...
Read More
Social Security Payment Schedule

Social Security Payment Schedule

Social Security
Your Social Security retirement payments are paid out based on your birthday. Below is the monthly Social Security benefits payment...
Read More
Is ADHD A Disability? | You May Be Eligible For SSDI (Tips Inside)

Is ADHD A Disability? | You May Be Eligible For SSDI (Tips Inside)

Disability
Attention Deficit Hyperactivity Disorder, commonly referred to as ADHD, is one of the most common mental disorders present in children...
Read More
How To Get A Social Security Award Letter | [Full Guide]

How To Get A Social Security Award Letter | [Full Guide]

Social Security
Social Security award letters are issued for all types of Social Security benefits. This includes retirement benefits, Supplemental Security Income...
Read More
How Do I Check To See If Someone Is Using My Social Security Number?

How Do I Check To See If Someone Is Using My Social Security Number?

Social Security
Identity theft is one of the fastest growing crimes in the country, and nearly one third of all adults in...
Read More
Social Security Number “Suspended” | Is It A Scam Call?

Social Security Number “Suspended” | Is It A Scam Call?

Social Security
Most Americans have received some form of this scam call - someone on the other end of the line claiming...
Read More
Stolen Or Lost Social Security Card: What To Do Next | Complete Guide

Stolen Or Lost Social Security Card: What To Do Next | Complete Guide

Social Security
If your Social Security card is lost or stolen, it could wreak havoc on your personal affairs. Since your Social...
Read More
Does Medicare Or Medicaid Pay For Assisted Living? | Full Guide

Does Medicare Or Medicaid Pay For Assisted Living? | Full Guide

Medicare
If you or a loved one are getting to an older age and no longer able to safely live alone,...
Read More
How Is Medicare Funded? | Everything You Need To Know

How Is Medicare Funded? | Everything You Need To Know

Medicare
You probably already know that many people qualify for Medicare Part A at no cost, so where does the money...
Read More
What Is The FICA Tax? | Everything You Need To Know (Full Guide)

What Is The FICA Tax? | Everything You Need To Know (Full Guide)

Additional Resources
Have you ever taken a look at your paycheck stub and seen all the deductions and withholdings on there? Perhaps...
Read More
Short-Term Disability Insurance | Complete Guide

Short-Term Disability Insurance | Complete Guide

Disability
Injuries are inevitable, but what happens if you become injured and you are unable to work until you recover? You...
Read More
How Does Long-Term Disability Insurance Work? | (Tips Inside)

How Does Long-Term Disability Insurance Work? | (Tips Inside)

Disability
Most people never stop to think about what would happen if they were unable to work for an extended period...
Read More
What Is OASDI Tax? | The “Social Security” Tax (Complete Guide)

What Is OASDI Tax? | The “Social Security” Tax (Complete Guide)

Additional Resources
If you have taken the time to look at any of your pay stubs, you have probably seen several different...
Read More
How To Obtain A Social Security Card

How To Obtain A Social Security Card

Social Security
The process to obtain a social security card can vary. We provide the requirements for these processes on this page,...
Read More
Roth IRA vs. Traditional IRA | What’s The Difference? (Full Guide)

Roth IRA vs. Traditional IRA | What’s The Difference? (Full Guide)

Retirement
Unless you are planning for your retirement, you might not know what a Roth or traditional IRA is. It is...
Read More
Pension Plan vs. 401(k) | What’s The Difference & How To Choose

Pension Plan vs. 401(k) | What’s The Difference & How To Choose

Retirement
Saving for retirement can be a daunting task, but knowing what options are available is a great first step. You...
Read More
What Is A Solo 401(k)? | Individual & Self-Employed Guide

What Is A Solo 401(k)? | Individual & Self-Employed Guide

Retirement
When most people hear the term 401(k), they immediately think of it as a benefit that an employer provides to...
Read More
401(k) Early Withdrawal | 11 Ways To Cash Out Without Penalty

401(k) Early Withdrawal | 11 Ways To Cash Out Without Penalty

Retirement
If you are in financial need, it might seem extremely tempting to simply withdraw some money from your 401(k), IRA,...
Read More
IRA vs. 401(k) | What’s The Difference & How To Choose

IRA vs. 401(k) | What’s The Difference & How To Choose

Retirement
You can never start too early when it comes to saving for retirement, but many people find themselves wondering what...
Read More
Social Security: Maximizing Spousal Benefits | [3 Tips Inside]

Social Security: Maximizing Spousal Benefits | [3 Tips Inside]

Social Security
Social Security provides a number of benefits to spouses of workers, although many people either do not know about these...
Read More
Are Social Security Programs A Form Of Socialism? | Full Guide

Are Social Security Programs A Form Of Socialism? | Full Guide

Social Security
The word socialism can start some heated debates between many Americans. It has been a hot topic in recent years,...
Read More
When Will Social Security Run Out? | The Future Of Social Security

When Will Social Security Run Out? | The Future Of Social Security

Social Security
A frequent topic in news stories is the American Social Security system, and the headlines continue to spread fear of...
Read More
Social Security Frequently Asked Questions

Social Security Frequently Asked Questions

Social Security
This page provides a list of answers to the most frequently asked questions about Social Security. If you did not...
Read More
Qualifying For Free Cell Phone Service Through Social Security

Qualifying For Free Cell Phone Service Through Social Security

Disability
Cell phone service has become an almost basic necessity in today's world, but most cell phone plans are expensive. People...
Read More
How to Appeal a Disability Decision

How to Appeal a Disability Decision

Disability
Have you been denied Social Security disability Insurance (SSDI) benefits recently? If so, your frustration and disappointment is understandable and...
Read More
Do You Need a Social Security Lawyer?

Do You Need a Social Security Lawyer?

Disability
If you’ve worked for at least 10 years and paid Social Security taxes during that time, you can apply for...
Read More
Benefits For Children With Disabilities

Benefits For Children With Disabilities

Disability
This page will help you decide if you, your child, or a child you know, might be eligible for SSI...
Read More
Are Your Social Security Disability Benefits Taxable? | Full Guide Inside

Are Your Social Security Disability Benefits Taxable? | Full Guide Inside

Disability
So, you have finally gotten approved for SSDI benefits and started receiving your monthly payments. But now tax time is...
Read More
What Does Medicare Part A Cover?


What Does Medicare Part A Cover?


Medicare
Medicare is a nationally funded insurance for elderly individuals who are over sixty-five years of age. It also applies for...
Read More
Best Medicare Advantage Plans | Updated 2022 Guide

Best Medicare Advantage Plans | Updated 2022 Guide

Medicare
Medicare enrollment can often be confusing, and the addition of Medicare Advantage plans only adds to the confusion. Do you...
Read More
Medicare Basics: 8 Things You Should Know | Full Guide

Medicare Basics: 8 Things You Should Know | Full Guide

Medicare
When it comes to health insurance, most people have heard of Medicare. However, not everyone knows exactly what Medicare is...
Read More
How To Get A Medicare Card Replacement | New, Lost Or Stolen

How To Get A Medicare Card Replacement | New, Lost Or Stolen

Medicare
So, you have a medical appointment soon but you seem to have misplaced your Medicare card. A lost Medicare card...
Read More
Medicare VS. Medicaid | What’s The Difference? (Complete Guide)

Medicare VS. Medicaid | What’s The Difference? (Complete Guide)

Medicare
Medicare and Medicaid are two terms that get thrown around frequently when discussing health care coverage. Many people seem to...
Read More
What Is Supplemental Security Income (SSI)? | 2022 Guide

What Is Supplemental Security Income (SSI)? | 2022 Guide

SSI
You often hear about Supplemental Security Income, or SSI, in the same context as Social Security Disability Insurance, or SSDI....
Read More
How To Apply For SSI

How To Apply For SSI

SSI
This page provides a general guideline on how to apply for SSI. For disabled or blind children under the age...
Read More
Social Security Calculator

Social Security Calculator

Social Security
Read More
Future Of Social Security | 5 Changes That Could Affect You

Future Of Social Security | 5 Changes That Could Affect You

Social Security
The future of Social Security has been a hot topic for the past several years. With millions of retirees relying...
Read More
Social Security Scams | How To Identify & Avoid Them (Full Guide)

Social Security Scams | How To Identify & Avoid Them (Full Guide)

Social Security
Most people know that they should protect their Social Security number as much as possible. If your SSN falls into...
Read More
Changes to Social Security

Changes to Social Security

Social Security
The waves of change in the realms of Social Security are far-reaching, as more than 66 million Americans receive Social...
Read More
The History Of Social Security: How & Why It Started | Complete Guide

The History Of Social Security: How & Why It Started | Complete Guide

Social Security
Most Americans are familiar with Social Security, but many do not understand exactly how it works. They might work for...
Read More
Is Social Security Taxable? | Complete Guide + Tips Inside

Is Social Security Taxable? | Complete Guide + Tips Inside

Social Security
For the majority of Social Security recipients, they will be paying some income tax on at least a portion of...
Read More
Federal Holiday Closings of Social Security Offices

Federal Holiday Closings of Social Security Offices

Social Security
Below is the holiday Social Security office closing schedule. Additionally some Social Security office locations close on other days not...
Read More
Social Security Number Format | What Do The Numbers Mean?

Social Security Number Format | What Do The Numbers Mean?

Social Security
Most people have their Social Security number memorized, or they at least know where to find their SSN. This number...
Read More
Social Security Number (SSN) Prefix | Find Your Prefix By State

Social Security Number (SSN) Prefix | Find Your Prefix By State

Social Security
Have you ever taken a look at your Social Security number and wondered exactly how the Social Security Administration assigned...
Read More
How To Find Your Social Security Number | (Complete Guide)

How To Find Your Social Security Number | (Complete Guide)

Social Security
Social Security numbers have become one of the main pieces of identification used in the United States. The Social Security...
Read More
Can You Laminate Your Social Security Card? | 2022 Guide

Can You Laminate Your Social Security Card? | 2022 Guide

Social Security
Many important documents in your life are already laminated or have a protective, glossy finish on them. Think about your...
Read More
Can a Social Security Card Expire?

Can a Social Security Card Expire?

Social Security
If you live in the United States, odds are when you were born you were issued a social security number...
Read More
Free Social Security Card Replacement: Step-By-Step Guide

Free Social Security Card Replacement: Step-By-Step Guide

Social Security
Need a new Social Security Card? Then you will appreciate this. It is free to replace your social security card...
Read More
Social Security Strategies for Married Couples

Social Security Strategies for Married Couples

Social Security
Most people don't think of social security and strategy as going together. But they do go together because they are...
Read More
Is Social Security Affected By A Government Shutdown?

Is Social Security Affected By A Government Shutdown?

Social Security
The term "government shutdown" seems to be appearing in the news headlines more and more often over the past few...
Read More
What are Social Security Trust Funds?

What are Social Security Trust Funds?

Social Security
Social Security trust funds are financial accounts that exist in the U.S. Treasury. There are two different types of these...
Read More
Your Social Security Responsibilities

Your Social Security Responsibilities

Social Security
Social Security is a system which makes it possible to track earnings record and then apply benefits based on contribution...
Read More
When Will I Receive My Social Security Check This Month? | Full Guide

When Will I Receive My Social Security Check This Month? | Full Guide

Social Security
Millions of Americans receive Social Security checks each month, and most of them rely on those payments to meet their...
Read More
How to Calculate Your Social Security Benefits

How to Calculate Your Social Security Benefits

Social Security
Social Security is an important part of our retirement. Most baby boomers rely on Social Security to provide them with...
Read More
Managing Your Social Security Online

Managing Your Social Security Online

Social Security
Managing your Social Security benefits online is a simple process. Once you get the hang of it, you might realize...
Read More
How Social Security Survivor Benefits For Spouses Work | Full Guide

How Social Security Survivor Benefits For Spouses Work | Full Guide

Social Security
Many people know about Social Security spousal benefits, and many receive benefits based on their spouse's work history. Some couples...
Read More
Social Security Family Benefits | [Updated For 2022]

Social Security Family Benefits | [Updated For 2022]

Social Security
Millions of Americans rely on Social Security benefits for retirement income. Many more receive disability benefits to help provide for...
Read More
Social Security Benefits for Married Couples

Social Security Benefits for Married Couples

Social Security
Being married can have financial benefits when it comes to Social Security. There are many factors to think about before...
Read More
Benefits for Children

Benefits for Children

Social Security
If a parent is disabled or retired and is entitled to Social Security benefits, or if a parent has died...
Read More
Programs For People Receiving Social Security Benefits (Social Security Program Benefits)

Programs For People Receiving Social Security Benefits (Social Security Program Benefits)

Social Security
When you are disabled, it can be difficult to get the resources you need to take care of yourself or...
Read More
Safely Using Your Social Security Number

Safely Using Your Social Security Number

Social Security
Your Social Security Number (SSN) is the link between you and your Social Security information. It makes sure there is...
Read More
How To Get A New Social Security Card | Full [2022] Guide

How To Get A New Social Security Card | Full [2022] Guide

Social Security
A Social Security card is an essential document, and you often need it for identity verification purposes. For example, when...
Read More
How To Qualify For Social Security Benefits

How To Qualify For Social Security Benefits

Social Security
Social Security is one of the most popular programs by the government. People who receive benefits have made payments towards...
Read More
How To Apply For Retirement Benefits

How To Apply For Retirement Benefits

Social Security
This page explains the process on how to apply for your retirement benefits. If you have questions or issues on...
Read More
How to Apply for Social Security

How to Apply for Social Security

Social Security
It is recommended to start the Social Security application process for your retirement benefits three months before you want your...
Read More