Resources & Guides

Social Security Break Even Calculator + What It Means

Social Security Break Even Calculator + What It Means

Retirement Social Security
One of the biggest decisions you will make as you get closer to retirement age is when to start your...
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Does Medicare Cover Stair Lifts? | Coverage Guide Inside

Does Medicare Cover Stair Lifts? | Coverage Guide Inside

Medicare
Mobility is an issue for many seniors, and mobility issues really create a problem when you live in a home...
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Who Qualifies As A Caregiver Under Medicare Rules?

Who Qualifies As A Caregiver Under Medicare Rules?

Medicare
Some seniors find themselves in a situation where they need the help of a caregiver in their home. There are...
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Does Medicare Cover Acupuncture? | Full Criteria Inside

Does Medicare Cover Acupuncture? | Full Criteria Inside

Medicare
Acupuncture is a technique used by many people to help with pain management and avoid the need to take opioid...
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Social Security Direct Deposit Change | How Long It Takes

Social Security Direct Deposit Change | How Long It Takes

Additional Resources Social Security SSI
Since the law was changed to  require that all Social Security benefits be deposited electronically, most people choose to sign...
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SilverSneakers Eligibility | Learn How You Can Qualify

SilverSneakers Eligibility | Learn How You Can Qualify

Additional Resources Medicare
You may have heard of the SilverSneakers fitness program, but maybe you are not quite sure what it is. SilverSneakers...
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How To Win An SSI Overpayment Case | Comprehensive Guide

How To Win An SSI Overpayment Case | Comprehensive Guide

SSI
If you receive Supplemental Security Income benefits from the Social Security Administration (SSA), you likely rely on those payments each...
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What Income Might Reduce Your Social Security Benefits?

What Income Might Reduce Your Social Security Benefits?

Social Security
People are working later in life than ever before. Many people continue to work even after starting their Social Security...
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Can I Get Medicare At Age 62? | Medicare Eligibility Guide

Can I Get Medicare At Age 62? | Medicare Eligibility Guide

Medicare
Some people may decide to retire early and begin taking their Social Security retirement benefits early. Others might have enough...
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Social Security Change Of Address | Complete How-To Guide

Social Security Change Of Address | Complete How-To Guide

Additional Resources Social Security
If you receive benefits from the Social Security Administration (SSA), you need to keep your address current with them. Sometimes,...
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What Documents Do I Need To Apply For Medicare? | Full Guide

What Documents Do I Need To Apply For Medicare? | Full Guide

Medicare
If you are approaching age 65, you are likely already considering your Medicare coverage options. Younger individuals can also qualify...
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When Does Social Security Recalculate Benefits? | 2023 Guide

When Does Social Security Recalculate Benefits? | 2023 Guide

Social Security
You might think that once you start receiving Social Security benefits, you will continue to receive the same benefit amount...
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What Documents Do I Need To Apply For Social Security?

What Documents Do I Need To Apply For Social Security?

Social Security
If you are nearing retirement age, you might already be thinking about applying for Social Security benefits. The Social Security...
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Are Social Security Offices Open Today? | 2022 Holidays & Events

Are Social Security Offices Open Today? | 2022 Holidays & Events

Uncategorized
Are Social Security offices open today? There are not many things more frustrating than arriving at a Social Security office...
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What Does Medicare Not Cover? | 10 Common Items Not Covered

What Does Medicare Not Cover? | 10 Common Items Not Covered

Medicare
Millions of Americans have health care coverage through the Medicare program. Medicare coverage usually works quite well for most people,...
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Free Government Money & Financial Help For Seniors Over 50

Free Government Money & Financial Help For Seniors Over 50

Additional Resources Medicare Social Security SSI
  There are many financial assistance programs available for seniors over 50, and you might not even be aware of...
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7 Signs That You Will Be Approved For Disability Benefits

7 Signs That You Will Be Approved For Disability Benefits

Additional Resources Disability
  If you apply for Social Security disability benefits, it can often seem like an endless waiting game. You are...
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Does Medicare Cover Life Alert? | Coverage Details Inside

Does Medicare Cover Life Alert? | Coverage Details Inside

Additional Resources Medicare
Many seniors rely on Life Alert or some other medical alert device for peace of mind, especially when they live...
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Does Medicaid Cover Braces? | (Comprehensive Guide) Inside

Does Medicaid Cover Braces? | (Comprehensive Guide) Inside

Additional Resources Medicare
Medicaid provides health care benefits for many low-income families and individuals. Medicaid is a program that is funded jointly by...
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Short Term Disability For Mental Health | Complete Guide

Short Term Disability For Mental Health | Complete Guide

Additional Resources Disability
  More and more people are struggling with mental health issues today, and many need to take a break from...
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6 Common Reasons Why Short-Term Disability Can Be Denied

6 Common Reasons Why Short-Term Disability Can Be Denied

Additional Resources Disability
Short-term disability (STD) benefits can be a great way for you to replace part of your income if you cannot...
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What Is Social Security’s Ticket To Work Program? | Full Guide

What Is Social Security’s Ticket To Work Program? | Full Guide

Additional Resources Disability
  Individuals receiving Social Security disability benefits have a medical condition that prevents them from obtaining employment or engaging in...
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Is Short-Term Disability Taxable? | Full Guide & Tips Inside

Is Short-Term Disability Taxable? | Full Guide & Tips Inside

Additional Resources Disability
Short-term disability (STD) insurance provides financial assistance to those who are temporarily unable to work due to an illness, injury,...
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How To Find Local Eye Doctors Near You That Accept Medicaid

How To Find Local Eye Doctors Near You That Accept Medicaid

Additional Resources Medicare
  Finding local providers in your area can sometimes be difficult, regardless of which type of insurance plan you have....
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How To Track My Disability Back Pay | Social Security Office

How To Track My Disability Back Pay | Social Security Office

Additional Resources Disability
Most people know that applying for Social Security disability benefits can be a lengthy process. In fact, many applications are...
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What Is Medigap? | How Does It Work & Should You Buy It?

What Is Medigap? | How Does It Work & Should You Buy It?

Additional Resources Medicare
Many people think that Medicare pays for all of your health care expenses. However, that is not the case. Even...
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How To Get Paid To Take Care Of A Family Member With A Disability

How To Get Paid To Take Care Of A Family Member With A Disability

Additional Resources Disability
Caring for a family member with a disability can be difficult for many reasons. It is challenging to see your...
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Does Medicare Cover Dentures? | 2022 (Coverage Guide) Inside

Does Medicare Cover Dentures? | 2022 (Coverage Guide) Inside

Additional Resources Medicare
Many seniors find themselves needing dentures as they get older. Dentures can be pretty expensive, and most seniors and retirees...
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Does Medicare Cover Physical Therapy? | Full Details Inside

Does Medicare Cover Physical Therapy? | Full Details Inside

Additional Resources Medicare
Physical therapy can be necessary for many reasons. You might need physical therapy after surgery or need some physical therapy...
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Does Medicare Cover Dental Implants? | Full Coverage Details

Does Medicare Cover Dental Implants? | Full Coverage Details

Additional Resources Medicare
If you have lost a tooth due to an accident or other reasons, you might be considering dental implants. Unlike...
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Medicare Supplement Open Enrollment | (Comprehensive Guide)

Medicare Supplement Open Enrollment | (Comprehensive Guide)

Additional Resources Medicare
Millions of Americans are enrolled in Medicare coverage, but you likely already know that Medicare does not pay for everything....
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Do You Automatically Get Medicare With Social Security?

Do You Automatically Get Medicare With Social Security?

Additional Resources Medicare
Social Security retirement benefits and Medicare coverage often go hand in hand. Many people might think that Medicare is the...
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Medicare Dental Plans | How They Work & How To Enroll

Medicare Dental Plans | How They Work & How To Enroll

Additional Resources Medicare
With millions of Americans receiving Medicare benefits, many wonder about their dental coverage on Medicare. Dental care is critical to...
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What Are Qualified Medicare Beneficiaries? | (Full Guide)

What Are Qualified Medicare Beneficiaries? | (Full Guide)

Additional Resources Medicare
The Medicaid offices in each state administer four different Medicare Savings Programs (MSPs). Eligibility criteria, as well as benefits, vary...
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4 Types Of Medicare Savings Programs & How To Apply For Them

4 Types Of Medicare Savings Programs & How To Apply For Them

Additional Resources Medicare
Medicare Savings Programs, or MSPs, can help Medicare beneficiaries save money on out-of-pocket expenses. There are four different savings programs...
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What’s The Donut Hole In Medicare? | (Full Guide) + Tips

What’s The Donut Hole In Medicare? | (Full Guide) + Tips

Additional Resources Medicare
Coverage gaps can be frustrating, but you might have experienced a gap in your coverage if you have a Medicare...
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Does Medicare Cover The Flu Shot? | (Full Details) Inside

Does Medicare Cover The Flu Shot? | (Full Details) Inside

Medicare
Flu season rolls around every year, and flu vaccines are essential to protect yourself from getting sick. Millions of Americans...
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Medicare Annual Wellness Visit | Does Medicare Pay For It?

Medicare Annual Wellness Visit | Does Medicare Pay For It?

Medicare
Receiving an annual wellness visit is an essential piece of preventive care for many reasons. It can help you and...
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What Is A Health Care Proxy? | Find Out If You Need One

What Is A Health Care Proxy? | Find Out If You Need One

Additional Resources
Have you ever thought about who would make health care decisions for you if you were incapacitated and unable to...
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HSA And Medicare | How They Interact & How It Affects You

HSA And Medicare | How They Interact & How It Affects You

Medicare
Many people choose to use a health savings account (HSA) to save some money on medical expenses. These accounts allow...
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What Happens To Unused Social Security Benefits?

What Happens To Unused Social Security Benefits?

Social Security
The Social Security Administration makes millions of benefit payments each month, and the Social Security program is the largest item...
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Does Medicare Cover Cataract Surgery? | Full Details Inside

Does Medicare Cover Cataract Surgery? | Full Details Inside

Medicare
Cataracts are much more common than you might think. Over 24 million Americans over the age of 40 are affected...
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Does Medicare Cover Chiropractic? | Coverage Details Inside

Does Medicare Cover Chiropractic? | Coverage Details Inside

Medicare
Back problems can cause chronic pain and discomfort, and those problems tend to worsen as you get older. In addition,...
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What Dental Services Are Covered By Medicare? | Full Guide

What Dental Services Are Covered By Medicare? | Full Guide

Medicare
Routine dental care is an essential piece of your overall health care. With millions of Americans receiving Medicare coverage, many...
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Can Social Security Be Garnished? | Comprehensive Guide

Can Social Security Be Garnished? | Comprehensive Guide

Social Security SSI
If you owe someone money, there are ways that the court system can force you to pay your debt. Wage...
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Medigap VS. Medicare Advantage | Key Differences Explained

Medigap VS. Medicare Advantage | Key Differences Explained

Medicare
Many individuals enrolled in Original Medicare choose to purchase a separate Medigap plan to help cover out-of-pocket expenses not covered...
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What Is Medicare Plan N? | Coverage & Cost Details Inside

What Is Medicare Plan N? | Coverage & Cost Details Inside

Medicare
Medicare coverage can be pretty confusing, especially since there are so many different pieces and parts. Medicare is broken into...
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Does Medicare Pay For Hearing Aids? | Full Coverage Details

Does Medicare Pay For Hearing Aids? | Full Coverage Details

Medicare
Many people find that they need the assistance of hearing aids as they age. With so many seniors receiving Medicare,...
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What Is Medicare Part D? | Full Guide To Medicare Drug Plans

What Is Medicare Part D? | Full Guide To Medicare Drug Plans

Medicare
You’ve probably seen all the Medicare commercials on television before discussing the different parts of Medicare. There is Medicare Part...
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What Is Medicare Part C? | Coverage Details & (Full Guide)

What Is Medicare Part C? | Coverage Details & (Full Guide)

Medicare
Medicare is broken into many different parts, and those parts can sometimes be confusing. You may have heard of Medicare...
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The 10 Best States To Retire Plus 5 To Avoid | 2022 Guide

The 10 Best States To Retire Plus 5 To Avoid | 2022 Guide

Retirement
Most people save for a lifetime so they can enjoy their retirement years. However, those savings go farther in some...
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What Is Medicare Tax? | Find Out If You Have To Pay

What Is Medicare Tax? | Find Out If You Have To Pay

Medicare
If you earn a paycheck, you have likely seen several FICA taxes withheld from your earnings. Even for those who...
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Medicare Easy Pay | How It Works & How To Sign Up

Medicare Easy Pay | How It Works & How To Sign Up

Medicare
Although most people who are eligible for Medicare receive premium-free Medicare Part A coverage, everyone enrolled in Medicare Part B...
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Does Medicare Cover Dental? | 2022 Coverage Options Inside

Does Medicare Cover Dental? | 2022 Coverage Options Inside

Medicare
You likely already know that millions of retirees rely on Medicare for health insurance coverage. However, doctor visits and hospital...
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Can You Pay Taxes With A Credit Card? | Full 2022 Guide

Can You Pay Taxes With A Credit Card? | Full 2022 Guide

Additional Resources
Tax season can be stressful for many individuals. While many people look forward to getting a tax refund when they...
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Medicare Flex Card For Seniors | How It (Really) Works

Medicare Flex Card For Seniors | How It (Really) Works

Additional Resources Medicare
If you watch TV, you have likely seen commercials advertising Medicare Flex Cards and their benefits. These commercials often make...
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Why Medicare Advantage Plans Are Bad | Top 5 Reasons Inside

Why Medicare Advantage Plans Are Bad | Top 5 Reasons Inside

Medicare
Most retirees turn to Medicare for their health insurance coverage, but Medicare coverage can often be complex and confusing. Many...
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Average Cost Of Medicare Supplement Plans | Full 2022 Guide

Average Cost Of Medicare Supplement Plans | Full 2022 Guide

Medicare
Medicare beneficiaries are familiar with many of the out-of-pocket costs associated with their Medicare coverage. They must pay their Medicare...
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Medicare’s 8-Minute Rule | 2022 Guide (Examples Inside)

Medicare’s 8-Minute Rule | 2022 Guide (Examples Inside)

Medicare
As a Medicare beneficiary, you might not care much about CPT codes and how medical billing works. However, having a...
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Medicare Supplement Plan F Guide | Coverages & Cost Inside

Medicare Supplement Plan F Guide | Coverages & Cost Inside

Medicare
For those on Medicare, copays and deductibles can really start to add up. Even though you might receive premium-free Part...
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Medicare Supplement Plan G Guide | Coverages & Cost Inside

Medicare Supplement Plan G Guide | Coverages & Cost Inside

Medicare
Many retirees enrolled in Original Medicare quickly realize there are many out-of-pocket costs associated with Medicare. From copays to deductibles,...
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Medicare Give Back Benefit | How It Works & How To Get It

Medicare Give Back Benefit | How It Works & How To Get It

Additional Resources Medicare
Most retirees are looking for any possible way to save money each month, and saving money on your Medicare coverage...
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Medicare For Dummies | 2022 Eligibility, Enrollment & Costs

Medicare For Dummies | 2022 Eligibility, Enrollment & Costs

Medicare
As most people approach retirement age, they start to think about what their health care coverage will look like. Most...
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Medicare At Age 60: 2022 Guide | Coverages & Cost Inside

Medicare At Age 60: 2022 Guide | Coverages & Cost Inside

Medicare
Most Americans know that they can qualify for Medicare at age 65, although there are a few exceptions that allow...
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Does Medicare Cover The Shingles Vaccine? | 2022 Guide

Does Medicare Cover The Shingles Vaccine? | 2022 Guide

Medicare
Many people who are considering getting the shingles vaccine wonder whether Medicare will cover it. You probably already know that...
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Are Social Security Spousal Benefits Loopholes Still Open?

Are Social Security Spousal Benefits Loopholes Still Open?

Additional Resources Social Security
If you receive Social Security benefits, your spouse might also be eligible for benefits. Even if your spouse does not...
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When Can A Spouse Claim Spousal Benefits | (Full Breakdown)

When Can A Spouse Claim Spousal Benefits | (Full Breakdown)

Social Security
Most people understand that you must have paid into the Social Security system to receive retirement benefits upon reaching retirement...
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38 States That Don’t Tax Social Security | Full List Inside

38 States That Don’t Tax Social Security | Full List Inside

Social Security
Retirees are always looking for ways to maximize their retirement income, and avoiding income tax is an excellent strategy for...
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How Much Will SSI Checks Be In 2022? | Full Guide

How Much Will SSI Checks Be In 2022? | Full Guide

SSI
If you receive Supplemental Security Income benefits, you have likely noticed that your monthly payment will not go as far...
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Does Medicare Cover Eye Exams? | (Full Guide) Inside

Does Medicare Cover Eye Exams? | (Full Guide) Inside

Medicare
Millions of Americans wear eyeglasses or contact lenses, and many of these people are covered under a Medicare plan. Eye...
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Social Security Tax Deferral | 2022 Guide Inside

Social Security Tax Deferral | 2022 Guide Inside

Social Security
  Most people are familiar with the 6.2% Social Security tax that is withheld from each of their paychecks. During...
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Can You Opt Out Of Social Security? | Full Guide Inside

Can You Opt Out Of Social Security? | Full Guide Inside

Social Security
Most people get disappointed when they see the amount of Social Security taxes withheld from their paychecks each month. When...
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Does A Second Wife Get Social Security From Her Husband?

Does A Second Wife Get Social Security From Her Husband?

Social Security
A spouse is one of the most common beneficiaries of Social Security benefits. Most people know that they can qualify...
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Minimum Social Security Benefit | 2023 Amounts & Eligibility

Minimum Social Security Benefit | 2023 Amounts & Eligibility

Social Security
You probably already know that your Social Security retirement benefits will be calculated based on your lifetime earnings history. The...
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How Much Does Social Security Pay? | Monthly Amounts Inside

How Much Does Social Security Pay? | Monthly Amounts Inside

Social Security
Planning for retirement can be difficult, especially if you are unsure how much income you will have. Most Americans rely...
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How Does Social Security Work? | Complete Guide Inside

How Does Social Security Work? | Complete Guide Inside

Social Security
Millions of Americans receive Social Security benefits, although many people do not know how the Social Security system works. While...
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How To Get A Free [Same-Day] Social Security Card Replacement

How To Get A Free [Same-Day] Social Security Card Replacement

Social Security
So, you've lost your Social Security card and need a free replacement card right away. Perhaps you are starting a...
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I Lost My Social Security Card | How To Quickly Replace It

I Lost My Social Security Card | How To Quickly Replace It

Social Security
Your Social Security card is an extremely important document, and you should do everything you can to keep it safe....
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Who Is Eligible For Medicare? | Check Your Eligibility In 2022

Who Is Eligible For Medicare? | Check Your Eligibility In 2022

Medicare
You have more than likely seen Medicare commercials on television before, but many people have no idea how Medicare works....
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What Does Medicare Part B Cover? | Complete (2023) Guide

What Does Medicare Part B Cover? | Complete (2023) Guide

Medicare
You probably already know that Original Medicare consists of both Medicare Part A and Medicare Part B. There are significant...
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Social Security Name Change In 3 Easy Steps | (2022 Updates)

Social Security Name Change In 3 Easy Steps | (2022 Updates)

Additional Resources Social Security
If you are recently married or divorced, you might be in the process of getting your name changed on important...
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SSI vs SSDI: 5 Key Differences Explained

SSI vs SSDI: 5 Key Differences Explained

SSI
If you are unable to work due to a disability, you might be looking for assistance programs in which you...
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What Is The Maximum Social Security Benefit & How To Get It

What Is The Maximum Social Security Benefit & How To Get It

Social Security
With millions of retirees relying on Social Security benefits, they all want to make their monthly Social Security payments as...
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What Is Medicare Extra Help? | What It Covers & How To Apply

What Is Medicare Extra Help? | What It Covers & How To Apply

Medicare
Prescription drugs are expensive, and many people struggle to find ways to pay for their medications. Since these medications are...
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Can You Collect Unemployment While On SSDI Or SSI? | Full Guide

Can You Collect Unemployment While On SSDI Or SSI? | Full Guide

Disability
If you lose your job through a layoff or some other situation that is not your fault, then you might...
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What Does Medicare Cover? | Full [Coverage Details] Inside

What Does Medicare Cover? | Full [Coverage Details] Inside

Medicare
Millions of Americans rely on Medicare for their health care coverage. Medical services are getting more and more complex as...
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How To Apply For Disability | [Comprehensive Guide]

How To Apply For Disability | [Comprehensive Guide]

Disability
If you suffer a disability that prevents you from working, then you probably know that you should apply for disability...
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ABLE Account | Definition & How It Works [Full Details Inside]

ABLE Account | Definition & How It Works [Full Details Inside]

Disability
Living with a disability is tough enough, but many people with disabilities also find themselves in tough financial situations. Obtaining...
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Social Security Tips | 8 Ways To Maximize Your Benefits

Social Security Tips | 8 Ways To Maximize Your Benefits

Social Security
With the prices of almost everything on the rise, many people wonder how they can get more out of their...
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Social Security Trust Funds | (Full Guide) To How They Work

Social Security Trust Funds | (Full Guide) To How They Work

Social Security
If you know anything about the Social Security program, you have likely heard about the Social Security trust funds. However,...
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Do Social Security Cards Expire? | [Full Details] Inside

Do Social Security Cards Expire? | [Full Details] Inside

Social Security
Most documents that we are familiar with have an expiration date. For instance, your driver's license expires every few years,...
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Are Social Security Offices Open? | Office Closures Inside

Are Social Security Offices Open? | Office Closures Inside

Social Security
Some business must be conducted in person, and that is certainly the case when it comes to the Social Security...
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Medicare Appeals Process | How It Works & Tips For Winning

Medicare Appeals Process | How It Works & Tips For Winning

Medicare
Millions of Americans rely on Medicare for health care coverage and payment for essential medical services. However, payment of Medicare...
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How Much Does A Child Get If A Parent Is On Disability?

How Much Does A Child Get If A Parent Is On Disability?

Additional Resources Disability
People can become disabled at any age, and many young adults who receive disability benefits also have children to provide...
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What Conditions Qualify For Disability? | (Complete Guide)

What Conditions Qualify For Disability? | (Complete Guide)

Disability
Millions of Americans receive disability benefits from the Social Security Administration (SSA) each month, and many more submit new applications...
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2023 Social Security Increase | How It Will Affect You

2023 Social Security Increase | How It Will Affect You

Social Security
Millions of Americans rely on Social Security benefits, and those benefits are getting stretched thinner every day. Inflation is causing...
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How To Sign Up For Medicare | Comprehensive Guide + Tips Inside

How To Sign Up For Medicare | Comprehensive Guide + Tips Inside

Medicare
Millions of Americans utilize and rely on Medicare for their health care coverage. Medicare coverage is essential to this group...
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How To Win Your SSI Appeal | 8 (Important) Tips

How To Win Your SSI Appeal | 8 (Important) Tips

SSI
Many Social Security disability claims are denied after an initial application. This is true of both Social Security Disability insurance...
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Is Your Social Security Number On Your Passport? | New Guide

Is Your Social Security Number On Your Passport? | New Guide

Additional Resources Social Security
When you travel internationally, you must present your passport when arriving in and departing from other countries. Even though you...
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How To Protect Your Social Security Number | 14 (BEST) Ways

How To Protect Your Social Security Number | 14 (BEST) Ways

Social Security
Identity theft is becoming increasingly common, and a Social Security number is one of the most valuable pieces of information...
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How To Calculate Social Security Benefits In 3 Simple Steps

How To Calculate Social Security Benefits In 3 Simple Steps

Social Security
  As you begin to plan for retirement, you must have a good estimate of your monthly retirement benefits from...
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American Opportunity Credit: Everything You Need To Know (Tips Inside)

American Opportunity Credit: Everything You Need To Know (Tips Inside)

Additional Resources
Paying lower taxes is something that everyone enjoys, and college tax credits are one great way to do that. Tax...
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Married Filing Separately: What It Is & When To Do It | Full Guide

Married Filing Separately: What It Is & When To Do It | Full Guide

Additional Resources
Most married couples file a joint tax return, but did you know that you can file separate returns even if...
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What Is Title Insurance? | Definition & Why You Need It (Full Guide)

What Is Title Insurance? | Definition & Why You Need It (Full Guide)

Additional Resources
If you have ever purchased real estate, then you have probably heard of a title insurance policy. Can you imagine...
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Debt To Asset Ratio: What Is It & Why Is It Important? | (Tips Inside)

Debt To Asset Ratio: What Is It & Why Is It Important? | (Tips Inside)

Additional Resources
There are many ratios and figures that you can examine to assess the overall financial health of a business. One...
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Deferred Tax Liability: What Is It & How Does It Work? | Full Guide

Deferred Tax Liability: What Is It & How Does It Work? | Full Guide

Additional Resources
Income taxes can sometimes be confusing, and a deferred tax liability is one of those confusing situations. Have you ever...
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Charitable Remainder Trusts: Full Guide | Everything You Need To Know

Charitable Remainder Trusts: Full Guide | Everything You Need To Know

Additional Resources
Many people wish to leave money to charity, but a traditional last will is not always the best vehicle for...
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What Is A Living Will? | How It Works & Why You Need One (Full Guide)

What Is A Living Will? | How It Works & Why You Need One (Full Guide)

Additional Resources
It is a situation that most people do not want to think about, but many people face it every day....
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How Long To Keep Tax Returns // Full Guide Inside

How Long To Keep Tax Returns // Full Guide Inside

Additional Resources
Are you wondering how long to keep tax records? Do you have a pile of old tax records sitting in...
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Exempt VS. Non-Exempt Employees: What’s The Difference? | Full Guide

Exempt VS. Non-Exempt Employees: What’s The Difference? | Full Guide

Additional Resources
Most everyone who is employed has probably heard the terms exempt and non-exempt before, especially if you work an hourly...
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What Is Probate: How It Works & 5 Tips For Avoiding It (Full Guide)

What Is Probate: How It Works & 5 Tips For Avoiding It (Full Guide)

Additional Resources
If you have started any estate planning, you have probably heard of the probate process. Of course, you may have...
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Cash Balance Plan: What Is It & How Does It Work | Full Guide

Cash Balance Plan: What Is It & How Does It Work | Full Guide

Retirement
Pension plans are becoming harder to find these days when it comes to retirement planning. These plans typically cost more...
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Do I Have To File Taxes? | [Full Guide Inside]

Do I Have To File Taxes? | [Full Guide Inside]

Additional Resources
Many people think that they will need to file an income tax return when tax time rolls around regardless of...
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Can You Get Unemployment If You Quit? | What You Need To Know

Can You Get Unemployment If You Quit? | What You Need To Know

Additional Resources
Unemployment insurance provides a great benefit to people who lose their job. They are able to collect unemployment payments until...
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Is Life Insurance Taxable? | 3 Ways To Avoid Taxes On Payouts

Is Life Insurance Taxable? | 3 Ways To Avoid Taxes On Payouts

Additional Resources
Most people know how life insurance works generally, but questions start arising when you get deep into the details. When...
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Life Insurance: What Is It & How Does It Work? | (Complete Guide)

Life Insurance: What Is It & How Does It Work? | (Complete Guide)

Additional Resources
Most people have heard of life insurance before, but many have no idea how a life insurance policy actually works....
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The Social Security Tax Limit Explained | Full Guide

The Social Security Tax Limit Explained | Full Guide

Social Security
If you have taken a look at your paycheck stub recently, then you have likely noticed a withholding for the...
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How Much Can I Earn While On Social Security? | (2022 Guide)

How Much Can I Earn While On Social Security? | (2022 Guide)

Additional Resources Disability Social Security SSI
Many people receiving Social Security retirement benefits choose to continue working or return to work. Some enjoy the social aspect...
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Cost Of Living Adjustment (COLA) | It Affects Your Benefits!

Cost Of Living Adjustment (COLA) | It Affects Your Benefits!

Social Security
We are all affected by inflation as the cost of goods and services continues to rise. Many people on Social...
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Profit Sharing Guide: What It Is & How It Works | Full Guide

Profit Sharing Guide: What It Is & How It Works | Full Guide

Retirement
A profit sharing plan is one kind of retirement plan that an employer may offer its employees. It allows the...
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Backdoor Roth IRA | What Is It & How It Works (Full Guide)

Backdoor Roth IRA | What Is It & How It Works (Full Guide)

Retirement
If you are familiar with retirement plans, then you probably already know how a traditional IRA works. Many people choose...
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Mega Backdoor Roths: What Is It & How They Work | Full Guide

Mega Backdoor Roths: What Is It & How They Work | Full Guide

Retirement
Most people want to maximize the amount of money they stash away for retirement, but the IRS places limits on...
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401(a) Plan vs. 401(k) Plan: What Is The Difference? | Full Guide

401(a) Plan vs. 401(k) Plan: What Is The Difference? | Full Guide

Retirement
  When it comes time to choose a retirement plan, the options can often be confusing. Since most retirement plans...
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401(a) Plan: What Is It? | Comprehensive Guide Inside

401(a) Plan: What Is It? | Comprehensive Guide Inside

Retirement
Unless you work for a government entity or a non-profit organization, you may have never even heard of a 401(a)...
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Many people only associate retirement accounts with a 401(k) or an IRA. However, not all employers offer these retirement savings...
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403(b) Plan: What Is It? | Full Guide Inside

Retirement
Retirement plans come in many different flavors and varieties. Each offers some unique advantages, while most also come with a...
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457(b) Plan: What Is It? | (Full Guide) Inside

Retirement
Retirement plans can be confusing, and saving for retirement can be difficult. Many people are familiar with a 401(k), but...
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Qualified Retirement Plan: What Is It & How It Works | Full Guide

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Most people know that they need to save for retirement, but many do not fully understand all the savings plan...
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Many people know the basics of how trusts work, but they may have never heard of a blind trust. This...
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Death Tax: Who Pays & How Much | Comprehensive Guide Inside

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Since you pay income taxes on your income throughout your lifetime, you might think that you are done with taxes...
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Imagine getting great news that you just received a large inheritance from a long lost relative. Now imagine getting the...
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Grantor Trusts | Definition, Rules & More (Full Guide)

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You probably already know that trusts can be powerful estate planning tools and are useful for transferring property and assets...
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What Is A Trust? | Definition & Comprehensive Guide Inside

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When most people think of trust accounts, they often think that those are accounts that can only be established by...
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Revocable vs. Irrevocable Trust: What’s The Difference? | Full Guide

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Though the names might sound simple, revocable and irrevocable trusts can get quite complicated. These terms most often arise during...
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Revocable Trust: What Is It & How Does It Work? | (Tips Inside)

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Most people have heard of a trust account, but few know what they really are and how they work. Trusts...
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Irrevocable Trust: Setup Costs, Trust Types & More | Complete Guide

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Most people tend to think that trust funds are only for the super wealthy. That is not always the case...
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Living Trust vs. Will: What’s The Difference? | (Full Guide) Inside

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When it comes time to develop your estate plan, you need to ensure that you utilize all the available tools....
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When most people hear the words "trust account," they immediately think about the super rich. However, trusts are not just...
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HSA vs. FSA: What’s The Difference? | (Full Guide) Inside

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Unexpected medical expenses can really take a toll on your personal finances, especially for those on a high-deductible health plan...
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SIMPLE IRA Retirement Plan | Everything You Need To Know

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Saving enough money for retirement can be a challenge, especially if your employer does not offer a matching 401(k) plan....
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Social Security Office Locator | Search By City Or Zip

Social Security Office Locator | Search By City Or Zip

Social Security
This Social Security office locator allows you to search for any Social Security office location. Choose whether you would like to search near you or by zip code. If you search near you, it will provide a list of any social security offices within 40 miles of your location.
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Social Security Payment Schedule

Social Security Payment Schedule

Social Security
Your Social Security retirement payments are paid out based on your birthday. Below is the monthly Social Security benefits payment...
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Is ADHD A Disability? | Workplace & Social Security Guide

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Attention Deficit Hyperactivity Disorder (ADHD) affects many people, making it difficult for them to concentrate and focus on tasks. ADHD...
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Social Security Award Letter | What It Is & How To Get Yours

Social Security
If you have recently been approved for Social Security benefits, you may have already gotten your award letter in the...
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Social Security
Your Social Security number is one of the most critical pieces of identifying information that you have. Unfortunately, it can...
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Social Security Number “Suspended” | Is It A Scam Call?

Social Security
Most Americans have received some form of this scam call - someone on the other end of the line claiming...
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Stolen Or Lost Social Security Card: What To Do Next | Complete Guide

Social Security
If your Social Security card is lost or stolen, it could wreak havoc on your personal affairs. Since your Social...
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Does Medicare Or Medicaid Pay For Assisted Living? | Full Guide

Medicare
If you or a loved one are getting to an older age and no longer able to safely live alone,...
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How Is Medicare Funded? | Everything You Need To Know

Medicare
You probably already know that many people qualify for Medicare Part A at no cost, so where does the money...
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What Is The FICA Tax? | Everything You Need To Know (Full Guide)

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Have you ever taken a look at your paycheck stub and seen all the deductions and withholdings on there? Perhaps...
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Short-Term Disability Insurance | Complete Guide

Disability
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How Does Long-Term Disability Insurance Work? | (Tips Inside)

Disability
Most people never stop to think about what would happen if they were unable to work for an extended period...
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OASDI Tax Guide | Definition, Rates, & Exemptions

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If you have looked at your paycheck recently, you have likely noticed a lot of different taxes being withheld from...
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Roth IRA vs. Traditional IRA | What’s The Difference? (Full Guide)

Retirement
Unless you are planning for your retirement, you might not know what a Roth or traditional IRA is. It is...
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Pension Plan vs. 401(k) | What’s The Difference & How To Choose

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Saving for retirement can be a daunting task, but knowing what options are available is a great first step. You...
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What Is A Solo 401(k)? | Individual & Self-Employed Guide

Retirement
When most people hear the term 401(k), they immediately think of it as a benefit that an employer provides to...
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401(k) Early Withdrawal | 11 Ways To Cash Out Without Penalty

Retirement
If you are in financial need, it might seem extremely tempting to simply withdraw some money from your 401(k), IRA,...
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IRA vs. 401(k) | What’s The Difference & How To Choose

Retirement
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Maximizing Social Security Spousal Benefits | (Full Guide)

Social Security
You likely already know that you can receive Social Security retirement benefits as long as you work for a sufficient...
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Are Social Security Programs A Form Of Socialism? | Full Guide

Social Security
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When Will Social Security Run Out? | The Future Of Social Security

Social Security
A frequent topic in news stories is the American Social Security system, and the headlines continue to spread fear of...
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Social Security Frequently Asked Questions

Social Security Frequently Asked Questions

Social Security
This page provides a list of answers to the most frequently asked questions about Social Security. If you did not...
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Free Cell Phones For Seniors | How To Get One Today

Free Cell Phones For Seniors | How To Get One Today

Additional Resources Disability Social Security
Seniors living on their own need a reliable form of communication, especially in the event of an emergency. Unfortunately, many...
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SSDI Appeals Process | How It Works + Tips For Winning

Disability
If your application for Social Security disability benefits gets denied, you might think you are out of luck. However, that...
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Do You Need a Social Security Lawyer?

Disability
If you’ve worked for at least 10 years and paid Social Security taxes during that time, you can apply for...
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Benefits For Children With Disabilities

Benefits For Children With Disabilities

Disability
This page will help you decide if you, your child, or a child you know, might be eligible for SSI...
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Is Social Security Disability Taxable? | (Complete Guide)

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Social Security disability benefits assist many people who are unable to work because of a medical condition that qualifies them...
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What Does Medicare Part A Cover? | (Full Guide) Inside

Medicare
If you are enrolled in Medicare, you are more than likely enrolled in Part A coverage. Some people choose to...
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Best Medicare Advantage Plans | Updated 2022 Guide

Medicare
Medicare enrollment can often be confusing, and the addition of Medicare Advantage plans only adds to the confusion. Do you...
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Medicare Basics: 8 Things You Should Know | Full Guide

Medicare
When it comes to health insurance, most people have heard of Medicare. However, not everyone knows exactly what Medicare is...
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Guide To Medicare Card Replacement | Lost, Stolen Or Damaged

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Your Medicare card is the primary way that you will provide your Medicare coverage details to your health care providers....
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Medicare VS. Medicaid | What’s The Difference? (Complete Guide)

Medicare
Medicare and Medicaid are two terms that get thrown around frequently when discussing health care coverage. Many people seem to...
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What Is Supplemental Security Income (SSI)? | 2022 Guide

What Is Supplemental Security Income (SSI)? | 2022 Guide

SSI
You often hear about Supplemental Security Income, or SSI, in the same context as Social Security Disability Insurance, or SSDI....
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How To Apply For SSI | Step-By-Step Details

SSI
Supplemental Security Income benefits help many Americans afford the basic necessities of life. Unlike traditional Social Security disability benefits, you...
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Social Security Calculator

Social Security Calculator

Social Security
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Future Of Social Security | 5 Changes That Could Affect You

Social Security
The future of Social Security has been a hot topic for the past several years. With millions of retirees relying...
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Social Security Scams | How To Identify & Avoid Them (Full Guide)

Social Security Scams | How To Identify & Avoid Them (Full Guide)

Social Security
Most people know that they should protect their Social Security number as much as possible. If your SSN falls into...
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8 (BIG) Social Security Changes Coming In 2023

Social Security
The Social Security Administration (SSA) doesn’t make massive changes very often. Most Social Security beneficiaries receive their monthly check without...
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The History Of Social Security: How & Why It Started | Complete Guide

Social Security
Most Americans are familiar with Social Security, but many do not understand exactly how it works. They might work for...
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Is Social Security Taxable? | Comprehensive Guide + Examples

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Millions of Americans receive Social Security benefits each month, and many of those people struggle to survive on just those...
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Federal Holiday Closings of Social Security Offices

Federal Holiday Closings of Social Security Offices

Social Security
Below is the holiday Social Security office closing schedule. Additionally some Social Security office locations close on other days not...
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Social Security Number Format | What Do The Numbers Mean?

Social Security Number Format | What Do The Numbers Mean?

Social Security
Most people have their Social Security number memorized, or they at least know where to find their SSN. This number...
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Social Security Number (SSN) Prefix | Find Your Prefix By State

Social Security
Have you ever taken a look at your Social Security number and wondered exactly how the Social Security Administration assigned...
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How To Find Your Social Security Number | (Complete Guide)

Social Security
Social Security numbers have become one of the main pieces of identification used in the United States. The Social Security...
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Can You Laminate Your Social Security Card? | 2022 Guide

Can You Laminate Your Social Security Card? | 2022 Guide

Social Security
Many important documents in your life are already laminated or have a protective, glossy finish on them. Think about your...
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Can a Social Security Card Expire?

Social Security
If you live in the United States, odds are when you were born you were issued a social security number...
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How To Get A Social Security Card Replacement | Full Guide

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There are not many times when you need your physical Social Security card. However, there are some instances when just...
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Social Security Strategies for Married Couples

Social Security Strategies for Married Couples

Social Security
Most people don't think of social security and strategy as going together. But they do go together because they are...
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Is Social Security Affected By A Government Shutdown?

Is Social Security Affected By A Government Shutdown?

Social Security
The term "government shutdown" seems to be appearing in the news headlines more and more often over the past few...
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Your Social Security Responsibilities

Your Social Security Responsibilities

Social Security
Social Security is a system which makes it possible to track earnings record and then apply benefits based on contribution...
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When Will I Receive My Social Security Check This Month? | Full Guide

When Will I Receive My Social Security Check This Month? | Full Guide

Social Security
Millions of Americans receive Social Security checks each month, and most of them rely on those payments to meet their...
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Managing Your Social Security Online

Managing Your Social Security Online

Social Security
Managing your Social Security benefits online is a simple process. Once you get the hang of it, you might realize...
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How Social Security Survivor Benefits For Spouses Work | Full Guide

How Social Security Survivor Benefits For Spouses Work | Full Guide

Social Security
Many people know about Social Security spousal benefits, and many receive benefits based on their spouse's work history. Some couples...
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Social Security Family Benefits | [Updated For 2022]

Social Security Family Benefits | [Updated For 2022]

Social Security
Millions of Americans rely on Social Security benefits for retirement income. Many more receive disability benefits to help provide for...
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Social Security For Married Couples | Best Strategies Inside

Social Security For Married Couples | Best Strategies Inside

Social Security
When it comes to Social Security benefits, married couples can sometimes take advantage of benefits not available to individuals. Those...
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Social Security Benefits for Children

Social Security Benefits for Children

Social Security
If a parent is disabled or retired and is entitled to Social Security benefits, or if a parent has died...
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Programs For People Receiving Social Security Benefits (Social Security Program Benefits)

Programs For People Receiving Social Security Benefits (Social Security Program Benefits)

Social Security
When you are disabled, it can be difficult to get the resources you need to take care of yourself or...
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Safely Using Your Social Security Number

Safely Using Your Social Security Number

Social Security
Your Social Security Number (SSN) is the link between you and your Social Security information. It makes sure there is...
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How To Get A New Social Security Card | Full [2022] Guide

How To Get A New Social Security Card | Full [2022] Guide

Social Security
A Social Security card is an essential document, and you often need it for identity verification purposes. For example, when...
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How To Qualify For Social Security | 3 Steps To Follow

How To Qualify For Social Security | 3 Steps To Follow

Social Security
The Social Security Administration (SSA) pays benefits to millions of Americans each month. Many people believe that you automatically qualify...
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How To Apply For Retirement Benefits

How To Apply For Retirement Benefits

Social Security
This page explains the process on how to apply for your retirement benefits. If you have questions or issues on...
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How To Apply For Social Security In 3 Easy Steps

How To Apply For Social Security In 3 Easy Steps

Social Security
You may have already started calculating your Social Security benefits as you approach retirement age. Most people estimate these benefits...
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