Resources & Guides

The Importance of Medicare Remember the time when you bought that umbrella, hoping you wouldn't need it, but then felt...

Ever had that eerie feeling that someone is watching you? Or, in the digital world, that unsettling thought that someone...

The Basics of Social Security Have you ever wondered about the ins and outs of Social Security? Maybe you've asked...

Have you ever wondered why everyone keeps telling you to guard your social security number (SSN) with your life? Or...

Ever had that nagging worry at the back of your mind about whether Social Security will be there when you...

As we age, our risk of developing colorectal cancer increases. According to the American Cancer Society, colon cancer is the...

The cost of groceries has increased dramatically over the past couple of years. Many retirees find paying for their groceries...

Many people with mobility issues rely on wheelchairs to help them get around and perform their daily activities. Some people...

Mental health issues are becoming increasingly common, even among older Americans. Anxiety and depression among older adults are at some...

One of the biggest decisions you will make as you get closer to retirement age is when to start your...

Mobility is an issue for many seniors, and mobility issues really create a problem when you live in a home...

Some seniors find themselves in a situation where they need the help of a caregiver in their home. There are...

Acupuncture is a technique used by many people to help with pain management and avoid the need to take opioid...

Since the law was changed to  require that all Social Security benefits be deposited electronically, most people choose to sign...

You may have heard of the SilverSneakers fitness program, but maybe you are not quite sure what it is. SilverSneakers...

If you receive Supplemental Security Income benefits from the Social Security Administration (SSA), you likely rely on those payments each...

People are working later in life than ever before. Many people continue to work even after starting their Social Security...

Some people may decide to retire early and begin taking their Social Security retirement benefits early. Others might have enough...

If you receive benefits from the Social Security Administration (SSA), you need to keep your address current with them. Sometimes,...

If you are approaching age 65, you are likely already considering your Medicare coverage options. Younger individuals can also qualify...

You might think that once you start receiving Social Security benefits, you will continue to receive the same benefit amount...

If you are nearing retirement age, you might already be thinking about applying for Social Security benefits. The Social Security...

Are Social Security offices open today? There are not many things more frustrating than arriving at a Social Security office...

Millions of Americans have health care coverage through the Medicare program. Medicare coverage usually works quite well for most people,...

  There are many financial assistance programs available for seniors over 50, and you might not even be aware of...

  If you apply for Social Security disability benefits, it can often seem like an endless waiting game. You are...

Many seniors rely on Life Alert or some other medical alert device for peace of mind, especially when they live...

Medicaid provides health care benefits for many low-income families and individuals. Medicaid is a program that is funded jointly by...

  More and more people are struggling with mental health issues today, and many need to take a break from...

Short-term disability (STD) benefits can be a great way for you to replace part of your income if you cannot...

  Individuals receiving Social Security disability benefits have a medical condition that prevents them from obtaining employment or engaging in...

Short-term disability (STD) insurance provides financial assistance to those who are temporarily unable to work due to an illness, injury,...

  Finding local providers in your area can sometimes be difficult, regardless of which type of insurance plan you have....

Most people know that applying for Social Security disability benefits can be a lengthy process. In fact, many applications are...

Many people think that Medicare pays for all of your health care expenses. However, that is not the case. Even...

Caring for a family member with a disability can be difficult for many reasons. It is challenging to see your...

Many seniors find themselves needing dentures as they get older. Dentures can be pretty expensive, and most seniors and retirees...

Physical therapy can be necessary for many reasons. You might need physical therapy after surgery or need some physical therapy...

If you have lost a tooth due to an accident or other reasons, you might be considering dental implants. Unlike...

Millions of Americans are enrolled in Medicare coverage, but you likely already know that Medicare does not pay for everything....

Social Security retirement benefits and Medicare coverage often go hand in hand. Many people might think that Medicare is the...

With millions of Americans receiving Medicare benefits, many wonder about their dental coverage on Medicare. Dental care is critical to...

The Medicaid offices in each state administer four different Medicare Savings Programs (MSPs). Eligibility criteria, as well as benefits, vary...

Medicare Savings Programs, or MSPs, can help Medicare beneficiaries save money on out-of-pocket expenses. There are four different savings programs...

Coverage gaps can be frustrating, but you might have experienced a gap in your coverage if you have a Medicare...

Flu season rolls around every year, and flu vaccines are essential to protect yourself from getting sick. Millions of Americans...

Receiving an annual wellness visit is an essential piece of preventive care for many reasons. It can help you and...

Have you ever thought about who would make health care decisions for you if you were incapacitated and unable to...

Many people choose to use a health savings account (HSA) to save some money on medical expenses. These accounts allow...

The Social Security Administration makes millions of benefit payments each month, and the Social Security program is the largest item...

Cataracts are much more common than you might think. Over 24 million Americans over the age of 40 are affected...

Back problems can cause chronic pain and discomfort, and those problems tend to worsen as you get older. In addition,...

Routine dental care is an essential piece of your overall health care. With millions of Americans receiving Medicare coverage, many...

If you owe someone money, there are ways that the court system can force you to pay your debt. Wage...

Many individuals enrolled in Original Medicare choose to purchase a separate Medigap plan to help cover out-of-pocket expenses not covered...

Medicare coverage can be pretty confusing, especially since there are so many different pieces and parts. Medicare is broken into...

Many people find that they need the assistance of hearing aids as they age. With so many seniors receiving Medicare,...

You’ve probably seen all the Medicare commercials on television before discussing the different parts of Medicare. There is Medicare Part...

Medicare is broken into many different parts, and those parts can sometimes be confusing. You may have heard of Medicare...

Most people save for a lifetime so they can enjoy their retirement years. However, those savings go farther in some...

If you earn a paycheck, you have likely seen several FICA taxes withheld from your earnings. Even for those who...

Although most people who are eligible for Medicare receive premium-free Medicare Part A coverage, everyone enrolled in Medicare Part B...

You likely already know that millions of retirees rely on Medicare for health insurance coverage. However, doctor visits and hospital...

Tax season can be stressful for many individuals. While many people look forward to getting a tax refund when they...

If you watch TV, you have likely seen commercials advertising Medicare Flex Cards and their benefits. These commercials often make...

Most retirees turn to Medicare for their health insurance coverage, but Medicare coverage can often be complex and confusing. Many...

Medicare beneficiaries are familiar with many of the out-of-pocket costs associated with their Medicare coverage. They must pay their Medicare...

As a Medicare beneficiary, you might not care much about CPT codes and how medical billing works. However, having a...

For those on Medicare, copays and deductibles can really start to add up. Even though you might receive premium-free Part...

Many retirees enrolled in Original Medicare quickly realize there are many out-of-pocket costs associated with Medicare. From copays to deductibles,...

Most retirees are looking for any possible way to save money each month, and saving money on your Medicare coverage...

As most people approach retirement age, they start to think about what their health care coverage will look like. Most...

Most Americans know that they can qualify for Medicare at age 65, although there are a few exceptions that allow...

Many people who are considering getting the shingles vaccine wonder whether Medicare will cover it. You probably already know that...

If you receive Social Security benefits, your spouse might also be eligible for benefits. Even if your spouse does not...

Most people understand that you must have paid into the Social Security system to receive retirement benefits upon reaching retirement...

Retirees are always looking for ways to maximize their retirement income, and avoiding income tax is an excellent strategy for...

If you receive Supplemental Security Income benefits, you have likely noticed that your monthly payment will not go as far...

Millions of Americans wear eyeglasses or contact lenses, and many of these people are covered under a Medicare plan. Eye...

  Most people are familiar with the 6.2% Social Security tax that is withheld from each of their paychecks. During...

Most people get disappointed when they see the amount of Social Security taxes withheld from their paychecks each month. When...

A spouse is one of the most common beneficiaries of Social Security benefits. Most people know that they can qualify...

You probably already know that your Social Security retirement benefits will be calculated based on your lifetime earnings history. The...

Planning for retirement can be difficult, especially if you are unsure how much income you will have. Most Americans rely...

Even if you are not nearing retirement age, you have likely heard about Social Security in the news. While millions...

So, you've lost your Social Security card and need a free replacement card right away. Perhaps you are starting a...

Your Social Security card is an extremely important document, and you should do everything you can to keep it safe....

You have more than likely seen Medicare commercials on television before, but many people have no idea how Medicare works....

You probably already know that Original Medicare consists of both Medicare Part A and Medicare Part B. There are significant...

If you are recently married or divorced, you might be in the process of getting your name changed on important...

If you are unable to work due to a disability, you might be looking for assistance programs in which you...

With millions of retirees relying on Social Security benefits, they all want to make their monthly Social Security payments as...

Prescription drugs are expensive, and many people struggle to find ways to pay for their medications. Since these medications are...

If you lose your job through a layoff or some other situation that is not your fault, then you might...

Millions of Americans rely on Medicare for their health care coverage. Medical services are getting more and more complex as...

If you suffer a disability that prevents you from working, then you probably know that you should apply for disability...

Living with a disability is tough enough, but many people with disabilities also find themselves in tough financial situations. Obtaining...

With the prices of almost everything on the rise, many people wonder how they can get more out of their...

If you know anything about the Social Security program, you have likely heard about the Social Security trust funds. However,...

Most documents that we are familiar with have an expiration date. For instance, your driver's license expires every few years,...

Millions of Americans rely on Medicare for health care coverage and payment for essential medical services. However, payment of Medicare...

People can become disabled at any age, and many young adults who receive disability benefits also have children to provide...

Millions of Americans receive disability benefits from the Social Security Administration (SSA) each month, and many more submit new applications...

Millions of Americans rely on Social Security benefits, and those benefits are getting stretched thinner every day. Inflation is causing...

Millions of Americans utilize and rely on Medicare for their health care coverage. Medicare coverage is essential to this group...

Many Social Security disability claims are denied after an initial application. This is true of both Social Security Disability insurance...

When you travel internationally, you must present your passport when arriving in and departing from other countries. Even though you...

Identity theft is becoming increasingly common, and a Social Security number is one of the most valuable pieces of information...

  As you begin to plan for retirement, you must have a good estimate of your monthly retirement benefits from...

Paying lower taxes is something that everyone enjoys, and college tax credits are one great way to do that. Tax...

Most married couples file a joint tax return, but did you know that you can file separate returns even if...

If you have ever purchased real estate, then you have probably heard of a title insurance policy. Can you imagine...

There are many ratios and figures that you can examine to assess the overall financial health of a business. One...

Income taxes can sometimes be confusing, and a deferred tax liability is one of those confusing situations. Have you ever...

Many people wish to leave money to charity, but a traditional last will is not always the best vehicle for...

It is a situation that most people do not want to think about, but many people face it every day....

Are you wondering how long to keep tax records? Do you have a pile of old tax records sitting in...

Most everyone who is employed has probably heard the terms exempt and non-exempt before, especially if you work an hourly...

If you have started any estate planning, you have probably heard of the probate process. Of course, you may have...

Pension plans are becoming harder to find these days when it comes to retirement planning. These plans typically cost more...

Many people think that they will need to file an income tax return when tax time rolls around regardless of...

Unemployment insurance provides a great benefit to people who lose their job. They are able to collect unemployment payments until...

Most people know how life insurance works generally, but questions start arising when you get deep into the details. When...

Most people have heard of life insurance before, but many have no idea how a life insurance policy actually works....

If you have taken a look at your paycheck stub recently, then you have likely noticed a withholding for the...

Many people receiving Social Security retirement benefits choose to continue working or return to work. Some enjoy the social aspect...

We are all affected by inflation as the cost of goods and services continues to rise. Many people on Social...

A profit sharing plan is one kind of retirement plan that an employer may offer its employees. It allows the...

If you are familiar with retirement plans, then you probably already know how a traditional IRA works. Many people choose...

Most people want to maximize the amount of money they stash away for retirement, but the IRS places limits on...

  When it comes time to choose a retirement plan, the options can often be confusing. Since most retirement plans...

Unless you work for a government entity or a non-profit organization, you may have never even heard of a 401(a)...

  When it comes to retirement planning, all the options available out there can get confusing. There are many plans...

Many people only associate retirement accounts with a 401(k) or an IRA. However, not all employers offer these retirement savings...

Retirement plans come in many different flavors and varieties. Each offers some unique advantages, while most also come with a...

Retirement plans can be confusing, and saving for retirement can be difficult. Many people are familiar with a 401(k), but...

Most people know that they need to save for retirement, but many do not fully understand all the savings plan...

Many people know the basics of how trusts work, but they may have never heard of a blind trust. This...

Since you pay income taxes on your income throughout your lifetime, you might think that you are done with taxes...

Imagine getting great news that you just received a large inheritance from a long lost relative. Now imagine getting the...

You probably already know that trusts can be powerful estate planning tools and are useful for transferring property and assets...

When most people think of trust accounts, they often think that those are accounts that can only be established by...

Though the names might sound simple, revocable and irrevocable trusts can get quite complicated. These terms most often arise during...

Most people have heard of a trust account, but few know what they really are and how they work. Trusts...

Most people tend to think that trust funds are only for the super wealthy. That is not always the case...

When it comes time to develop your estate plan, you need to ensure that you utilize all the available tools....

When most people hear the words "trust account," they immediately think about the super rich. However, trusts are not just...

Unexpected medical expenses can really take a toll on your personal finances, especially for those on a high-deductible health plan...

Saving enough money for retirement can be a challenge, especially if your employer does not offer a matching 401(k) plan....

This Social Security office locator allows you to search for any Social Security office location. Choose whether you would like to search near you or by zip code. If you search near you, it will provide a list of any social security offices within 40 miles of your location.

Your Social Security retirement payments are paid out based on your birthday. Below is the monthly Social Security benefits payment...

Attention Deficit Hyperactivity Disorder (ADHD) affects many people, making it difficult for them to concentrate and focus on tasks. ADHD...

If you have recently been approved for Social Security benefits, you may have already gotten your award letter in the...

Your Social Security number is one of the most critical pieces of identifying information that you have. Unfortunately, it can...

Most Americans have received some form of this scam call - someone on the other end of the line claiming...

If your Social Security card is lost or stolen, it could wreak havoc on your personal affairs. Since your Social...

If you or a loved one are getting to an older age and no longer able to safely live alone,...

You probably already know that many people qualify for Medicare Part A at no cost, so where does the money...

Have you ever taken a look at your paycheck stub and seen all the deductions and withholdings on there? Perhaps...

Injuries are inevitable, but what happens if you become injured and you are unable to work until you recover? You...

Most people never stop to think about what would happen if they were unable to work for an extended period...

If you have looked at your paycheck recently, you have likely noticed a lot of different taxes being withheld from...

Unless you are planning for your retirement, you might not know what a Roth or traditional IRA is. It is...

Saving for retirement can be a daunting task, but knowing what options are available is a great first step. You...

When most people hear the term 401(k), they immediately think of it as a benefit that an employer provides to...

If you are in financial need, it might seem extremely tempting to simply withdraw some money from your 401(k), IRA,...

You can never start too early when it comes to saving for retirement, but many people find themselves wondering what...

You likely already know that you can receive Social Security retirement benefits as long as you work for a sufficient...

The word socialism can start some heated debates between many Americans. It has been a hot topic in recent years,...

A frequent topic in news stories is the American Social Security system, and the headlines continue to spread fear of...

This page provides a list of answers to the most frequently asked questions about Social Security. If you did not...

Seniors living on their own need a reliable form of communication, especially in the event of an emergency. Unfortunately, many...

If your application for Social Security disability benefits gets denied, you might think you are out of luck. However, that...

If you’ve worked for at least 10 years and paid Social Security taxes during that time, you can apply for...

This page will help you decide if you, your child, or a child you know, might be eligible for SSI...

Social Security disability benefits assist many people who are unable to work because of a medical condition that qualifies them...

If you are enrolled in Medicare, you are more than likely enrolled in Part A coverage. Some people choose to...

Medicare enrollment can often be confusing, and the addition of Medicare Advantage plans only adds to the confusion. Do you...

When it comes to health insurance, most people have heard of Medicare. However, not everyone knows exactly what Medicare is...

Your Medicare card is the primary way that you will provide your Medicare coverage details to your health care providers....

Medicare and Medicaid are two terms that get thrown around frequently when discussing health care coverage. Many people seem to...

You often hear about Supplemental Security Income, or SSI, in the same context as Social Security Disability Insurance, or SSDI....

Supplemental Security Income benefits help many Americans afford the basic necessities of life. Unlike traditional Social Security disability benefits, you...

The future of Social Security has been a hot topic for the past several years. With millions of retirees relying...

Most people know that they should protect their Social Security number as much as possible. If your SSN falls into...

The Social Security Administration (SSA) doesn’t make massive changes very often. Most Social Security beneficiaries receive their monthly check without...

Most Americans are familiar with Social Security, but many do not understand exactly how it works. They might work for...

Millions of Americans receive Social Security benefits each month, and many of those people struggle to survive on just those...

Below is the holiday Social Security office closing schedule. Additionally some Social Security office locations close on other days not...

Most people have their Social Security number memorized, or they at least know where to find their SSN. This number...

Have you ever taken a look at your Social Security number and wondered exactly how the Social Security Administration assigns...

Social Security numbers have become one of the main pieces of identification used in the United States. The Social Security...

Many important documents in your life are already laminated or have a protective, glossy finish on them. Think about your...

There are not many times when you need your physical Social Security card. However, there are some instances when just...

Most people don't think of social security and strategy as going together. But they do go together because they are...

The term "government shutdown" seems to be appearing in the news headlines more and more often over the past few...

Social Security is a system which makes it possible to track earnings record and then apply benefits based on contribution...

Millions of Americans receive Social Security checks each month, and most of them rely on those payments to meet their...

Managing your Social Security benefits online is a simple process. Once you get the hang of it, you might realize...

Many people know about Social Security spousal benefits, and many receive benefits based on their spouse's work history. Some couples...

Millions of Americans rely on Social Security benefits for retirement income. Many more receive disability benefits to help provide for...

When it comes to Social Security benefits, married couples can sometimes take advantage of benefits not available to individuals. Those...

When you are disabled, it can be difficult to get the resources you need to take care of yourself or...

A Social Security card is an essential document, and you often need it for identity verification purposes. For example, when...

The Social Security Administration (SSA) pays benefits to millions of Americans each month. Many people believe that you automatically qualify...

You may have already started calculating your Social Security benefits as you approach retirement age. Most people estimate these benefits...