Social Security Direct Deposit Change | How Long It Takes

Since the law was changed to  require that all Social Security benefits be deposited electronically, most people choose to sign up for direct deposit. Direct deposit allows the Social Security Administration to deposit your Social Security check directly into your bank account each month. A few people choose to receive their funds via a Direct Read more…

What Income Might Reduce Your Social Security Benefits?

People are working later in life than ever before. Many people continue to work even after starting their Social Security retirement benefits. Some of these people work a part-time job for a little extra income, while others work a full-time job because they need the money to survive. However, you may already know that if Read more…

Social Security Change Of Address | Complete How-To Guide

If you receive benefits from the Social Security Administration (SSA), you need to keep your address current with them. Sometimes, the SSA sends correspondence about your Social Security benefits to your home address. Similarly, if you request a replacement Social Security card or Medicare card, it will be sent to your home address. So, what Read more…

When Does Social Security Recalculate Benefits? | 2023 Guide

You might think that once you start receiving Social Security benefits, you will continue to receive the same benefit amount each month for the rest of your life. However, that is not the case! There are a few different things that could cause your benefit payment to increase, and you might notice an increase every Read more…

What Documents Do I Need To Apply For Social Security?

If you are nearing retirement age, you might already be thinking about applying for Social Security benefits. The Social Security application process is not extremely complex, but it does require some specific documentation to go along with your application. It is a good idea to go ahead and gather the required documents before you start Read more…

Free Government Money & Financial Help For Seniors Over 50

  There are many financial assistance programs available for seniors over 50, and you might not even be aware of many of them! Some are targeted specifically at low-income individuals, but you might be surprised to find out that you can still qualify for them. From healthcare options to free appliances, there are many organizations Read more…

What Happens To Unused Social Security Benefits?

The Social Security Administration makes millions of benefit payments each month, and the Social Security program is the largest item in the Federal budget each year. Beneficiaries receive many different types of benefits, including retirement benefits, disability benefits, and SSI benefits. You likely already know that you generally become eligible for Social Security benefits at Read more…

Can Social Security Be Garnished? | Comprehensive Guide

If you owe someone money, there are ways that the court system can force you to pay your debt. Wage garnishment is one of those methods. However, you likely already know that Social Security benefits do not provide most people with enough money to pay for their monthly household expenses since Social Security payment amounts Read more…

Are Social Security Spousal Benefits Loopholes Still Open?

If you receive Social Security benefits, your spouse might also be eligible for benefits. Even if your spouse does not have their own earnings record, they can receive retirement benefits based on your work history. In some cases, your spouse might be able to maximize their benefit by exploring some loopholes surrounding the spousal benefit Read more…

When Can A Spouse Claim Spousal Benefits | (Full Breakdown)

Most people understand that you must have paid into the Social Security system to receive retirement benefits upon reaching retirement age. However, did you know that you can get Social Security benefits based on your spouse’s work history? This means that you can get a monthly benefit payment even if you do not have sufficient Read more…