Medicare Resources & Guides

The Medicaid offices in each state administer four different Medicare Savings Programs (MSPs). Eligibility criteria, as well as benefits, vary from one program to the next. However, the Qualified Medicare Beneficiary program provides the highest level of benefit to enrollees. These programs help pay for Medicare costs, such as monthly premiums, deductibles, copays, and coinsurance Read more…

Medicare Savings Programs, or MSPs, can help Medicare beneficiaries save money on out-of-pocket expenses. There are four different savings programs available, and each one has slightly different eligibility criteria. These are programs administered by state Medicaid offices that help pay for your Medicare premiums, and some of them even pay for deductibles, copays, and coinsurance Read more…

Coverage gaps can be frustrating, but you might have experienced a gap in your coverage if you have a Medicare Part D plan. This coverage gap is known as the Medicare Donut Hole, and it can certainly take you by surprise. Imagine the shock when you head to the pharmacy to pick up your prescription Read more…

Flu season rolls around every year, and flu vaccines are essential to protect yourself from getting sick. Millions of Americans get the flu shot each year, and many of them have insurance that covers the shot. With seniors being at high risk for complications from the flu, it is even more critical that they protect Read more…

Receiving an annual wellness visit is an essential piece of preventive care for many reasons. It can help you and your doctor identify potential health risks, and it also allows your doctor time to offer important health advice. In recent years, many insurance plans have started to cover the annual wellness visit at 100% without Read more…

Many people choose to use a health savings account (HSA) to save some money on medical expenses. These accounts allow you to make tax-free contributions and use those funds to pay for qualified medical expenses. However, some strict eligibility rules must be met to qualify for an HSA. Unless you meet the rules, you are Read more…

Cataracts are much more common than you might think. Over 24 million Americans over the age of 40 are affected by cataracts. The older you get, the more likely you will suffer from cataracts and need cataract surgery. In fact, more than half of people over the age of 80 have been diagnosed with a Read more…

Back problems can cause chronic pain and discomfort, and those problems tend to worsen as you get older. In addition, many people with disabilities have back problems that require chiropractic services for treatment. So, does Medicare cover these visits to the chiropractor? The answer usually depends on the type of treatment you are receiving. Medicare Read more…

Routine dental care is an essential piece of your overall health care. With millions of Americans receiving Medicare coverage, many people wonder whether that coverage includes dental benefits. The answer is a little complicated because it depends on the type of Medicare plan you have and the type of dental service you are receiving. If Read more…