Retirement Resources & Guides

When most people hear the term 401(k), they immediately think of it as a benefit that an employer provides to its employees. Many employers will make matching contributions to an employee’s 401(k) retirement account, effectively doubling the amount of savings that the employee puts away. But what about those individuals who are self-employed or own Read more…

If you are in financial need, it might seem extremely tempting to simply withdraw some money from your 401(k), IRA, or other retirement account to cover the need. However, that withdrawal generally comes with a heavy penalty of 10% of the withdrawal amount. Retirement accounts are intended to be used for retirement, so the IRS Read more…

You can never start too early when it comes to saving for retirement, but many people find themselves wondering what kind of retirement savings account they should open. They may have access to a 401(k) through their employer, but many people also know about individual retirement accounts (IRAs) as well. So, what is the difference Read more…