Managing your Social Security benefits online is a simple process. Once you get the hang of it, you might realize it’s faster than going to an office most of the time! The Social Security Administration offers several of its most popular services through its online platform, and it’s been saving people time every day.
Here is what you can do with your online Social Security account:
- Request a replacement card
- Report wages
- Get a benefits verification letter
- Check your benefit and payment information
- Start or change direct deposit
- Change your address or phone number
Having an online account is incredibly convenient and can save you time when it comes to long processes like replacing your social security card. Regardless, there will be some cases when you cannot fix your problem online. If you have set a security freeze or a fraud alert on your credit report, you must visit your local Social Security Office in person, and an agent there will help you fix the issue.
Creating An Online Social Security Account
When creating your online account, you must provide certain information to confirm your identity and ensure the security of your account information. Setting up an online account can help you fulfill your Social Security responsibilities.
To set up your online account, you will need the following information:
- A valid email address
- Text-enabled cell phone number
- A social security number
- And a U.S. mailing address
For this step, you will need access to an email address or cell phone. Email addresses are free to sign up for, and several platforms, like Google and Yahoo, will walk you through setting up an email account. If you don’t have a text-enabled cell phone, you can use your email address to activate the code part of the process.
Personal Information
You will be asked to provide your full legal name, date of birth, and other personal information for identity verification. During this step, you will choose a username and password.
Phone Or Email Verification
You will be offered a choice of receiving a security code via text message or email. Once you receive your code you have up to 10 minutes to finish creating your account. This account verification code is used as an essential security measure to protect your identity and personal information.
Note that each time you log in to the SSA website, you will receive a one-time use code to your device required for logging in.
KEY TAKEAWAYS
- A My Social Security account makes managing your Social Security benefits and records less time-consuming. Many of the services you previously had to do in person can now be done online.
- Some available online services are accessing a benefit verification letter, checking earnings records, changing address & phone numbers, and setting up direct deposit.
- You can order a replacement Social Security or Medicare card online, but you will still need to wait at least ten days for it to arrive.
Managing Social Security Benefits Online
After setting up your account, you’ll have access to many resources that will help you manage and understand your Social Security benefits.
Benefit Verification Letter
This verification letter is a type of Social Security statement proving you are receiving SSA benefits. Use this letter when applying for a loan or even if you are applying for Medicare.
Check Earnings Record
You can check your earnings record online and see how much money you may be entitled to once you retire or qualify for disability. This tool can help determine when you should retire and whether your Social Security Income will be enough.
Change Address Or Phone
This is one of the most popular tools online because doing this in a local field office can take a lot of time! Online, you can update your address and phone number to ensure you are receiving your benefits and be notified if your account status changes.
Set Up Direct Deposit
Direct deposit can save you trips to the bank and your mailbox! Settings up direct deposit means receiving and managing your benefits instantly and efficiently.
Must read articles related to Social Security Award Letters
- What is a Social Security Award Letter…how do you get a copy?
- How can I change my address with the Social Security office?
- Is there a way to get a replacement Social Security card?
- Learn the steps for setting up or changing your direct deposit.
- When will I receive my Social Security check this month?
Replacing Social Security Cards Online
An online Social Security account can make ordering replacement cards pain-free and fast. Unfortunately, you will have to wait ten business days to receive the card in the mail from the SSA, but you could cut out that time with a temporary Social Security card if you need it the same day.
Getting A New Medicare Card
Medicare cards are important for doctor visits and prescriptions. If you lose your Medicare card, be sure to order one online right away so you can never be caught without it.
Replacement Social Security Card
Applying for a replacement Social Security card can take a while if you visit a field office. Once you set up your online account, doing it online is fast and straightforward. Remember that the SSA will never charge money for any provided services. Be wary of others who claim these processes cost money.
TIP
Creating a My Social Security account to help manage your benefits is a good idea. Many prefer to visit a local Social Security office and speak to someone in person. However, there are times when the offices are closed, and having online access is helpful.
The Bottom Line
The Social Security Administration has tried to make as many services as possible available online. As the world continues evolving with technology leading the way, you will see more things moved online.
Some services are still easier to complete or require completion at your local Social Security office. In those situations, scheduling an appointment ahead of time is helpful.
Frequently Asked Questions
Once you have set up your online Social Security account, you can access your personal information and view your Social Security number at any time, assuming you haven’t memorized it.
We use Social Security numbers to track people’s earnings and work histories. That information is then used to calculate future benefit payments.
The Social Security system works as a financial safety net for people who are unable to generate income themselves. Sometimes, payments are temporary, but many times, people receive payments until they die, and in some cases, their spouses or dependants continue to receive “survivor” benefit payments.
You can find a Social Security Administration office near you by using our SSA office locator and searching for your closest location.
