Are Social Security offices open today? There are not many things more frustrating than arriving at a Social Security office only to find that the doors are locked. The Social Security Administration (SSA) takes serving the American public very seriously. However, they do observe a few Federal holidays throughout the year when your local Social Read more…
Additional Resources Resources & Guides
Free Government Money & Financial Help For Seniors Over 50
There are many financial assistance programs available for seniors over 50, and you might not even be aware of many of them! Some are targeted specifically at low-income individuals, but you might be surprised to find out that you can still qualify for them. From healthcare options to free appliances, there are many organizations Read more…
What Is A Health Care Proxy? | Find Out If You Need One
Have you ever thought about who would make health care decisions for you if you were incapacitated and unable to speak for yourself? Most people have their own wishes when it comes to medical treatment and life-saving efforts, but are you certain that those wishes would be carried out? A health care proxy allows you Read more…
American Opportunity Credit: Everything You Need To Know (Tips Inside)
Paying lower taxes is something that everyone enjoys, and college tax credits are one great way to do that. Tax credits actually lower the tax that you owe on a dollar for dollar basis instead of simply lowering your taxable income. If you are a student or have an eligible dependent who is a student, Read more…
What Is Title Insurance? | Definition & Why You Need It (Full Guide)
If you have ever purchased real estate, then you have probably heard of a title insurance policy. Can you imagine buying a house only to find out years later that you do not have clear title to the property? This could be due to a number of reasons like improper execution of documents or missed Read more…
Debt To Asset Ratio: What Is It & Why Is It Important? | (Tips Inside)
There are many ratios and figures that you can examine to assess the overall financial health of a business. One of those is the debt to assets ratio. You might also hear it called the debt to equity ratio. So, what does this financial ratio actually mean and how might it affect your business? Analysts Read more…
Charitable Remainder Trusts: Full Guide | Everything You Need To Know
Many people wish to leave money to charity, but a traditional last will is not always the best vehicle for accomplishing that. The deceased gets no charitable deduction on taxes, and the family members often get mad because of the amount of money that was left to charity. A charitable remainder trust can help solve Read more…
Exempt VS. Non-Exempt Employees: What’s The Difference? | Full Guide
Most everyone who is employed has probably heard the terms exempt and non-exempt before, especially if you work an hourly wage job. These terms became popular several years ago when many lawsuits arose as a result of the Fair Labor Standards Act. Many people who were owed overtime pay were not getting paid appropriately, so Read more…
Can You Get Unemployment If You Quit? | What You Need To Know
Unemployment insurance provides a great benefit to people who lose their job. They are able to collect unemployment payments until they can find a new job. However, many people wonder if they can still receive unemployment benefits if they quit their job. Most of the time, you can only qualify for these payments if you Read more…
Life Insurance: What Is It & How Does It Work? | (Complete Guide)
Most people have heard of life insurance before, but many have no idea how a life insurance policy actually works. Life insurance is an integral part of financial and estate planning for most people. It helps to protect loved ones after someone’s death by providing a financial payout to help with funeral costs and other Read more…
