Resources & Guides

Married Filing Separately: What It Is & When To Do It | Full Guide

Elliot Marks

March 4, 2024

Most married couples file a joint tax return, but did you know that you can file separate returns even if...

Free Cell Phones For Seniors | How To Get One Today

Elliot Marks

March 4, 2024

Seniors living on their own need a reliable form of communication, especially in the event of an emergency. Unfortunately, many...

Medicare Give Back Benefit | How It Works & How To Get It

Elliot Marks

March 4, 2024

Most retirees are looking for any possible way to save money each month, and saving money on your Medicare coverage...

How To Apply For Disability | [Comprehensive Guide]

Elliot Marks

February 10, 2024

If you suffer a disability that prevents you from working, then you probably know that you should apply for disability...

Where’s My Refund Colorado?

Nate Harris

February 9, 2024

Tax season can be a stressful time and the cause of much anxiety for many taxpayers. Especially taxpayers who are...

Where’s My State Refund?

Nate Harris

February 9, 2024

Tax season can be a stressful time and the cause of much anxiety for many taxpayers. Especially taxpayers who are...

Where’s My Amended Refund?

Nate Harris

February 9, 2024

Tax season can be a stressful time and the cause of much anxiety for many taxpayers. Especially taxpayers who are...

When Will I Receive My Social Security Check This Month? | Full Guide

Elliot Marks

February 1, 2024

Millions of Americans receive Social Security checks each month, and most of them rely on those payments to meet their...

7 Signs That You Will Be Approved For Disability Benefits

Elliot Marks

January 25, 2024

If you apply for Social Security disability benefits, it can often seem like an endless waiting game. You are...

What is OASDI Tax? Is it different than Social Security tax?

Elliot Marks

January 25, 2024

If you have looked at your paycheck recently, you have likely noticed a lot of different taxes being withheld from...

What Is The Maximum Social Security Benefit & How To Get It

Elliot Marks

January 23, 2024

With millions of retirees relying on Social Security benefits, they all want to make their monthly Social Security payments as...

How To Sign Up For Medicare | Comprehensive Guide + Tips Inside

Elliot Marks

January 20, 2024

Millions of Americans utilize and rely on Medicare for their health care coverage. Medicare coverage is essential to this group...

What Documents Do I Need To Apply For Social Security? Make Sure You’re Prepared

Elliot Marks

January 20, 2024

If you are nearing retirement age, you might already be thinking about applying for Social Security benefits. The Social Security...

What Documents Do I Need To Apply For Medicare? Get Ready To Enroll

Elliot Marks

January 20, 2024

If you are approaching age 65, you are likely already considering your Medicare coverage options. Younger individuals can also qualify...

Social Security Change Of Address: Simple & Easy

Elliot Marks

January 20, 2024

If you receive benefits from the Social Security Administration (SSA), you need to keep your address current with them. Sometimes,...

Social Security Direct Deposit Change – How to easily Update Your Information

Elliot Marks

January 20, 2024

Since the law was changed to require that all Social Security benefits be deposited electronically, most people choose to sign...

When Does Social Security Recalculate Benefits?

Elliot Marks

January 20, 2024

You might think that once you start receiving Social Security benefits, you will continue to receive the same benefit amount...

Guide To Medicare Card Replacement | Lost, Stolen Or Damaged

Elliot Marks

January 20, 2024

Your Medicare card is the primary way that you will provide your Medicare coverage details to your health care providers....

How To Apply For Social Security In 3 Easy Steps

Elliot Marks

January 18, 2024

You may have already started calculating your Social Security benefits as you approach retirement age. Most people estimate these benefits...

I Lost My Social Security Card | How To Quickly Replace It

Elliot Marks

January 18, 2024

Your Social Security card is an extremely important document, and you should do everything you can to keep it safe....

Social Security Offices Add Mobile Check-In

Nate Harris

January 17, 2024

What is Mobile Check-In Express? If you're like most people you hate waiting in lines, especially having to wait in...

Minimum Social Security Benefit | 2024 Amounts & Eligibility

Elliot Marks

January 16, 2024

You probably already know that your Social Security retirement benefits will be calculated based on your lifetime earnings history. The...

What Is Supplemental Security Income (SSI)? | Full Guide

Elliot Marks

January 16, 2024

You often hear about Supplemental Security Income, or SSI, in the same context as Social Security Disability Insurance, or SSDI....

How To Get A New Social Security Card | Full Guide for 2024

Elliot Marks

January 16, 2024

A Social Security card is an essential document, and you often need it for identity verification purposes. For example, when...

Medicare Flex Card For Seniors: How It Works

Elliot Marks

January 15, 2024

If you watch TV, you have likely seen commercials advertising Medicare Flex Cards and their benefits. These commercials often make...

Social Security Office Locator | Search By City Or Zip

Elliot Marks

January 15, 2024

This Social Security office locator allows you to search for any Social Security office location. Choose whether you would like to search near you or by zip code. If you search near you, it will provide a list of any social security offices within 40 miles of your location.

Social Security Number Format | What Do The Numbers Mean?

Elliot Marks

January 15, 2024

Most people have their Social Security number memorized, or they at least know where to find their SSN. This number...

Social Security Number (SSN) Prefix | Find Your Prefix By State

Elliot Marks

January 15, 2024

Have you ever taken a look at your Social Security number and wondered exactly how the Social Security Administration assigns...

How To Find Your Social Security Number | (Complete Guide)

Elliot Marks

January 15, 2024

Social Security numbers have become one of the main pieces of identification used in the United States. The Social Security...

How To Get A Social Security Card Replacement | Full Guide

Elliot Marks

January 15, 2024

There are not many times when you need your physical Social Security card. However, there are some instances when just...

When Can A Spouse Claim Spousal Benefits | (Full Breakdown)

Elliot Marks

January 15, 2024

Most people understand that you must have paid into the Social Security system to receive retirement benefits upon reaching retirement...

Social Security Award Letter | What It Is & How To Get Yours

Elliot Marks

January 13, 2024

If you have recently been approved for Social Security benefits, you may have already gotten your award letter in the...

How Much Can You Earn While On Social Security: Updated For 2024

Elliot Marks

January 13, 2024

Many people receiving Social Security retirement benefits choose to continue working or return to work. Some enjoy the social aspect...

How To Replace a Social Security Card for Free

Elliot Marks

January 13, 2024

So, you've lost your Social Security card and need a free replacement card right away. Perhaps you are starting a...

Social Security Name Change In 3 Easy Steps

Elliot Marks

January 13, 2024

If you are recently married or divorced, you might be in the process of getting your name changed on important...

Who Is Eligible For Medicare? | Check Your Eligibility

Elliot Marks

January 12, 2024

You have more than likely seen Medicare commercials on television before, but many people have no idea how Medicare works....

Does Medicare Cover The Shingles Vaccine?

Elliot Marks

January 11, 2024

Many people who are considering getting the shingles vaccine wonder whether Medicare will cover it. You probably already know that...

Can You Laminate Your Social Security Card?

Elliot Marks

January 11, 2024

Many important documents in your life are already laminated or have a protective, glossy finish on them. Think about your...

What Income Might Reduce Your Social Security Benefits?

Elliot Marks

January 11, 2024

People are working later in life than ever before. Many people continue to work even after starting their Social Security...

Social Security Family Benefits

Elliot Marks

January 11, 2024

Millions of Americans rely on Social Security benefits for retirement income. Many more receive disability benefits to help provide for...

How Much Will SSI Checks Be In 2024? | Full Guide

Elliot Marks

January 10, 2024

If you receive Supplemental Security Income benefits, you have likely noticed that your monthly payment will not go as far...

2024 Social Security Increase | How It Will Affect You

Elliot Marks

January 5, 2024

Millions of Americans rely on Social Security benefits, and those benefits are getting stretched thinner every day. Inflation is causing...

Social Security Tax Deferral CARES Act

Elliot Marks

January 1, 2024

Most people are familiar with the 6.2% Social Security tax that is withheld from each of their paychecks. During...

Federal Holidays 2024 – SSA Office Closed

Elliot Marks

January 1, 2024

Below is the Social Security office holiday closing schedule. Additionally, some Social Security office locations close on other days not...

2024 Social Security COLA Increase | It Affects Your Benefits!

Elliot Marks

January 1, 2024

We are all affected by inflation as the cost of goods and services continues to rise. Many people on Social...

Are Social Security Offices Open Today? 2024 Federal Holidays

Elliot Marks

January 1, 2024

Are Social Security offices open for walk-ins today? There are not many things more frustrating than arriving at a Social...

What Are the Different Types of Medicare Plans?

Elliot Marks

August 18, 2023

The Importance of Medicare Remember the time when you bought that umbrella, hoping you wouldn't need it, but then felt...

How to Detect if Your Personal Information Has Been Stolen (and How to Protect Yourself Against It)

Elliot Marks

August 18, 2023

Ever had that eerie feeling that someone is watching you? Or, in the digital world, that unsettling thought that someone...

Who Receives Social Security and When?

Elliot Marks

August 18, 2023

The Basics of Social Security Have you ever wondered about the ins and outs of Social Security? Maybe you've asked...

Why is Your Social Security Number So Important?

Elliot Marks

August 18, 2023

Have you ever wondered why everyone keeps telling you to guard your social security number (SSN) with your life? Or...

Will Social Security Ever Run Out?

Elliot Marks

August 18, 2023

Ever had that nagging worry at the back of your mind about whether Social Security will be there when you...

Does Medicare Cover a Colonoscopy? – Stay Informed & Healthy

Elliot Marks

March 29, 2023

As we age, our risk of developing colorectal cancer increases. According to the American Cancer Society, colon cancer is the...

The Medicare Grocery Benefit: How It Works

Elliot Marks

February 23, 2023

The cost of groceries has increased dramatically over the past couple of years. Many retirees find paying for their groceries...

Does Medicare Pay For Wheelchairs? – Don’t Let Mobility Issues Slow You Down

Elliot Marks

February 22, 2023

Many people with mobility issues rely on wheelchairs to help them get around and perform their daily activities. Some people...

Does Medicare Cover Mental Health Services? – Stay Mentally Healthy & Financially Sound

Elliot Marks

February 21, 2023

Mental health issues are becoming increasingly common, even among older Americans. Anxiety and depression among older adults are at some...

Social Security Break-Even Calculator – Take The Guesswork Out Of Social Security Planning

Elliot Marks

January 24, 2023

One of the biggest decisions you will make as you get closer to retirement age is when to start your...

Does Medicare Cover Stair Lifts? – Get The Lift You Need

Elliot Marks

December 16, 2022

Mobility is an issue for many seniors, and mobility issues really create a problem when you live in a home...

Who Qualifies As A Caregiver Under Medicare Rules? Don’t Let Caregiving Costs Pile Up

Elliot Marks

December 14, 2022

Some seniors find themselves in a situation where they need the help of a caregiver in their home. There are...

Does Medicare Cover Acupuncture? Find The Relief You Need

Elliot Marks

December 12, 2022

Acupuncture is a technique used by many people to help with pain management and avoid the need to take opioid...

SilverSneakers Eligibility: Complete Qualification Details

Elliot Marks

December 3, 2022

You may have heard of the SilverSneakers fitness program, but maybe you are not quite sure what it is. SilverSneakers...

Don’t Let An SSI Overpayment Case Let You Down: Here’s How To Win

Elliot Marks

December 3, 2022

If you receive Supplemental Security Income benefits from the Social Security Administration (SSA), you likely rely on those payments each...

Can I Get Medicare At Age 62? Get The Facts

Elliot Marks

November 23, 2022

Some people may decide to retire early and begin taking their Social Security retirement benefits early. Others might have enough...

What Does Medicare Not Cover? 10 Common Items Not Covered

Elliot Marks

October 5, 2022

Millions of Americans have health care coverage through the Medicare program. Medicare coverage usually works quite well for most people,...

Free Government Money & Financial Help For Seniors Over 50

Elliot Marks

July 5, 2022

There are many financial assistance programs available for seniors over 50, and you might not even be aware of...

Does Medicare Cover Life Alert? Coverage Details Inside

Elliot Marks

June 30, 2022

Many seniors rely on Life Alert or some other medical alert device for peace of mind, especially when they live...

Does Medicaid Cover Braces? Full Guide

Elliot Marks

June 28, 2022

Medicaid provides health care benefits for many low-income families and individuals. Medicaid is a program that is funded jointly by...

Short Term Disability For Mental Health: Complete Guide

Elliot Marks

June 28, 2022

More and more people are struggling with mental health issues today, and many need to take a break from...

6 Common Reasons Why Short-Term Disability Can Be Denied

Elliot Marks

June 28, 2022

Short-term disability (STD) benefits can be a great way for you to replace part of your income if you cannot...

What Is Social Security’s Ticket To Work Program? Full Guide

Elliot Marks

June 28, 2022

Individuals receiving Social Security disability benefits have a medical condition that prevents them from obtaining employment or engaging in...

Is Short-Term Disability Taxable? Full Guide & Tips Inside

Elliot Marks

June 28, 2022

Short-term disability (STD) insurance provides financial assistance to those who are temporarily unable to work due to an illness, injury,...

How To Find Local Eye Doctors Near You That Accept Medicaid

Elliot Marks

June 28, 2022

Finding local providers in your area can sometimes be difficult, regardless of which type of insurance plan you have....

How To Track My Disability Back Pay: Full Guide

Elliot Marks

June 28, 2022

Most people know that applying for Social Security disability benefits can be a lengthy process. In fact, many applications are...

What Is Medigap? How Does It Work & Should You Buy It?

Elliot Marks

May 23, 2022

Many people think that Medicare pays for all of your health care expenses. However, that is not the case. Even...

How To Get Paid To Take Care Of A Family Member With A Disability

Elliot Marks

May 23, 2022

Caring for a family member with a disability can be difficult for many reasons. It is challenging to see your...

Does Medicare Cover Dentures? – Smile With Confidence Again

Elliot Marks

May 23, 2022

Many seniors find themselves needing dentures as they get older. Dentures can be pretty expensive, and most seniors and retirees...

Does Medicare Cover Physical Therapy? | Full Details Inside

Elliot Marks

May 23, 2022

Physical therapy can be necessary for many reasons. You might need physical therapy after surgery or need some physical therapy...

Does Medicare Cover Dental Implants? | Full Coverage Details

Elliot Marks

May 23, 2022

If you have lost a tooth due to an accident or other reasons, you might be considering dental implants. Unlike...

Medicare Supplement Open Enrollment | (Comprehensive Guide)

Elliot Marks

May 20, 2022

Millions of Americans are enrolled in Medicare coverage, but you likely already know that Medicare does not pay for everything....

Do You Automatically Get Medicare With Social Security?

Elliot Marks

May 20, 2022

Social Security retirement benefits and Medicare coverage often go hand in hand. Many people might think that Medicare is the...

Medicare Dental Plans | How They Work & How To Enroll

Elliot Marks

May 20, 2022

With millions of Americans receiving Medicare benefits, many wonder about their dental coverage on Medicare. Dental care is critical to...

What Are Qualified Medicare Beneficiaries? | (Full Guide)

Elliot Marks

May 20, 2022

The Medicaid offices in each state administer four different Medicare Savings Programs (MSPs). Eligibility criteria, as well as benefits, vary...

4 Types Of Medicare Savings Programs & How To Apply For Them

Elliot Marks

May 19, 2022

Medicare Savings Programs, or MSPs, can help Medicare beneficiaries save money on out-of-pocket expenses. There are four different savings programs...

What’s The Donut Hole In Medicare? | (Full Guide) + Tips

Elliot Marks

May 11, 2022

Coverage gaps can be frustrating, but you might have experienced a gap in your coverage if you have a Medicare...

Does Medicare Cover The Flu Shot? | (Full Details) Inside

Elliot Marks

April 26, 2022

Flu season rolls around every year, and flu vaccines are essential to protect yourself from getting sick. Millions of Americans...

Medicare Annual Wellness Visit | Does Medicare Pay For It?

Elliot Marks

April 26, 2022

Receiving an annual wellness visit is an essential piece of preventive care for many reasons. It can help you and...

What Is A Health Care Proxy? | Find Out If You Need One

Elliot Marks

April 26, 2022

Have you ever thought about who would make health care decisions for you if you were incapacitated and unable to...

HSA And Medicare | How They Interact & How It Affects You

Elliot Marks

April 26, 2022

Many people choose to use a health savings account (HSA) to save some money on medical expenses. These accounts allow...

What Happens To Unused Social Security Benefits?

Elliot Marks

April 26, 2022

The Social Security Administration makes millions of benefit payments each month, and the Social Security program is the largest item...

Does Medicare Cover Cataract Surgery? | Full Details Inside

Elliot Marks

April 26, 2022

Cataracts are much more common than you might think. Over 24 million Americans over the age of 40 are affected...

Does Medicare Cover Chiropractic? | Coverage Details Inside

Elliot Marks

April 26, 2022

Back problems can cause chronic pain and discomfort, and those problems tend to worsen as you get older. In addition,...

What Dental Services Are Covered By Medicare? | Full Guide

Elliot Marks

April 26, 2022

Routine dental care is an essential piece of your overall health care. With millions of Americans receiving Medicare coverage, many...

Can Social Security Be Garnished? | Comprehensive Guide

Elliot Marks

April 26, 2022

If you owe someone money, there are ways that the court system can force you to pay your debt. Wage...

Medigap VS. Medicare Advantage | Key Differences Explained

Elliot Marks

March 31, 2022

Many individuals enrolled in Original Medicare choose to purchase a separate Medigap plan to help cover out-of-pocket expenses not covered...

What Is Medicare Plan N? | Coverage & Cost Details Inside

Elliot Marks

March 31, 2022

Medicare coverage can be pretty confusing, especially since there are so many different pieces and parts. Medicare is broken into...

Does Medicare Pay For Hearing Aids? | Full Coverage Details

Elliot Marks

March 31, 2022

Many people find that they need the assistance of hearing aids as they age. With so many seniors receiving Medicare,...

What Is Medicare Part D? | Full Guide To Medicare Drug Plans

Elliot Marks

March 31, 2022

You’ve probably seen all the Medicare commercials on television before discussing the different parts of Medicare. There is Medicare Part...

What Is Medicare Part C? | Coverage Details & (Full Guide)

Elliot Marks

March 31, 2022

Medicare is broken into many different parts, and those parts can sometimes be confusing. You may have heard of Medicare...

The 10 Best States To Retire Plus 5 To Avoid | 2024 Guide

Elliot Marks

March 31, 2022

Most people save for a lifetime so they can enjoy their retirement years. However, those savings go farther in some...

What Is Medicare Tax? | Find Out If You Have To Pay

Elliot Marks

March 31, 2022

If you earn a paycheck, you have likely seen several FICA taxes withheld from your earnings. Even for those who...

Medicare Easy Pay | How It Works & How To Sign Up

Elliot Marks

March 31, 2022

Although most people who are eligible for Medicare receive premium-free Medicare Part A coverage, everyone enrolled in Medicare Part B...

Does Medicare Cover Dental? | 2024 Coverage Options Inside

Elliot Marks

March 31, 2022

You likely already know that millions of retirees rely on Medicare for health insurance coverage. However, doctor visits and hospital...

Can You Pay Taxes With A Credit Card? Full 2024 Guide

Elliot Marks

March 31, 2022

Tax season can be stressful for many individuals. While many people look forward to getting a tax refund when they...

Why Medicare Advantage Plans Are Bad | Top 5 Reasons Inside

Elliot Marks

March 18, 2022

Most retirees turn to Medicare for their health insurance coverage, but Medicare coverage can often be complex and confusing. Many...

Average Cost Of Medicare Supplement Plans – 2023

Elliot Marks

March 3, 2022

Medicare beneficiaries are familiar with many of the out-of-pocket costs associated with their Medicare coverage. They must pay their Medicare...

Medicare’s 8-Minute Rule

Elliot Marks

March 3, 2022

As a Medicare beneficiary, you might not care much about CPT codes and how medical billing works. However, having a...

Medicare Supplement Plan F Guide | 2023 Coverages & Costs

Elliot Marks

March 3, 2022

For those on Medicare, copays and deductibles can really start to add up. Even though you might receive premium-free Part...

Medicare Supplement Plan G Guide | 2023 Coverages & Costs

Elliot Marks

March 3, 2022

Many retirees enrolled in Original Medicare quickly realize there are many out-of-pocket costs associated with Medicare. From copays to deductibles,...

Medicare For Dummies | 2023 Eligibility, Enrollment & Costs

Elliot Marks

February 26, 2022

As most people approach retirement age, they start to think about what their health care coverage will look like. Most...

Medicare At Age 60: 2024 Guide: Coverage & Costs

Elliot Marks

February 26, 2022

Most Americans know that they can qualify for Medicare at age 65, although there are a few exceptions that allow...

Are Social Security Spousal Benefits Loopholes Still Open?

Elliot Marks

February 26, 2022

If you receive Social Security benefits, your spouse might also be eligible for benefits. Even if your spouse does not...

38 States That Don’t Tax Social Security | Full List Inside

Elliot Marks

February 18, 2022

Retirees are always looking for ways to maximize their retirement income, and avoiding income tax is an excellent strategy for...

Does Medicare Cover Eye Exams? | (Full Guide) Inside

Elliot Marks

February 18, 2022

Millions of Americans wear eyeglasses or contact lenses, and many of these people are covered under a Medicare plan. Eye...

Can You Opt Out Of Social Security? | Full Guide Inside

Elliot Marks

February 18, 2022

Most people get disappointed when they see the amount of Social Security taxes withheld from their paychecks each month. When...

Does A Second Wife Get Social Security From Her Husband?

Elliot Marks

February 18, 2022

A spouse is one of the most common beneficiaries of Social Security benefits. Most people know that they can qualify...

How Much Does Social Security Pay? – Find Out How much You Can Get

Elliot Marks

January 23, 2022

Planning for retirement can be difficult, especially if you are unsure how much income you will have. Most Americans rely...

How Does Social Security Work? | Comprehensive (2023) Guide

Elliot Marks

January 23, 2022

Even if you are not nearing retirement age, you have likely heard about Social Security in the news. While millions...

What Does Medicare Part B Cover? | Complete (2023) Guide

Elliot Marks

January 23, 2022

You probably already know that Original Medicare consists of both Medicare Part A and Medicare Part B. There are significant...

SSI vs SSDI: 5 Key Differences Explained

Elliot Marks

January 23, 2022

If you are unable to work due to a disability, you might be looking for assistance programs in which you...

What Is Medicare Extra Help? | What It Covers & How To Apply

Elliot Marks

January 23, 2022

Prescription drugs are expensive, and many people struggle to find ways to pay for their medications. Since these medications are...

Can You Collect Unemployment While On SSDI Or SSI? | Full Guide

Elliot Marks

November 5, 2021

If you lose your job through a layoff or some other situation that is not your fault, then you might...

What Does Medicare Cover? | Full [Coverage Details] Inside

Elliot Marks

November 5, 2021

Millions of Americans rely on Medicare for their health care coverage. Medical services are getting more and more complex as...

ABLE Account | Definition & How It Works

Elliot Marks

November 5, 2021

Living with a disability is tough enough, but many people with disabilities also find themselves in tough financial situations. Obtaining...

Social Security Tips | 8 Ways To Maximize Your Benefits

Elliot Marks

November 5, 2021

With the prices of almost everything on the rise, many people wonder how they can get more out of their...

Social Security Trust Funds | (Full Guide) To How They Work

Elliot Marks

November 5, 2021

If you know anything about the Social Security program, you have likely heard about the Social Security trust funds. However,...

Do Social Security Cards Expire? | [Full Details] Inside

Elliot Marks

November 5, 2021

Most documents that we are familiar with have an expiration date. For instance, your driver's license expires every few years,...

Medicare Appeals Process | How It Works & Tips For Winning

Elliot Marks

November 5, 2021

Millions of Americans rely on Medicare for health care coverage and payment for essential medical services. However, payment of Medicare...

How Much Does A Child Get If A Parent Is On Disability?

Elliot Marks

November 5, 2021

People can become disabled at any age, and many young adults who receive disability benefits also have children to provide...

What Conditions Qualify For Disability? | (Complete Guide)

Elliot Marks

September 29, 2021

Millions of Americans receive disability benefits from the Social Security Administration (SSA) each month, and many more submit new applications...

How To Win Your SSI Appeal | 8 (Important) Tips

Elliot Marks

September 28, 2021

Many Social Security disability claims are denied after an initial application. This is true of both Social Security Disability insurance...

Is Your Social Security Number On Your Passport? | New Guide

Elliot Marks

September 28, 2021

When you travel internationally, you must present your passport when arriving in and departing from other countries. Even though you...

How To Protect Your Social Security Number | 14 (BEST) Ways

Elliot Marks

September 28, 2021

Identity theft is becoming increasingly common, and a Social Security number is one of the most valuable pieces of information...

How To Calculate Social Security Benefits In 3 Simple Steps

Elliot Marks

September 28, 2021

As you begin to plan for retirement, you must have a good estimate of your monthly retirement benefits from...

American Opportunity Credit: Everything You Need To Know (Tips Inside)

Elliot Marks

September 14, 2021

Paying lower taxes is something that everyone enjoys, and college tax credits are one great way to do that. Tax...

What Is Title Insurance? | Definition & Why You Need It (Full Guide)

Elliot Marks

September 14, 2021

If you have ever purchased real estate, then you have probably heard of a title insurance policy. Can you imagine...

Debt To Asset Ratio: What Is It & Why Is It Important? | (Tips Inside)

Elliot Marks

September 14, 2021

There are many ratios and figures that you can examine to assess the overall financial health of a business. One...

Deferred Tax Liability: What Is It & How Does It Work? | Full Guide

Elliot Marks

September 14, 2021

Income taxes can sometimes be confusing, and a deferred tax liability is one of those confusing situations. Have you ever...

Charitable Remainder Trusts: Full Guide | Everything You Need To Know

Elliot Marks

September 14, 2021

Many people wish to leave money to charity, but a traditional last will is not always the best vehicle for...

What Is A Living Will? | How It Works & Why You Need One (Full Guide)

Elliot Marks

September 14, 2021

It is a situation that most people do not want to think about, but many people face it every day....

How Long To Keep Tax Returns // Full Guide Inside

Elliot Marks

September 14, 2021

Are you wondering how long to keep tax records? Do you have a pile of old tax records sitting in...

Exempt VS. Non-Exempt Employees: What’s The Difference? | Full Guide

Elliot Marks

September 14, 2021

Most everyone who is employed has probably heard the terms exempt and non-exempt before, especially if you work an hourly...

What Is Probate: How It Works & 5 Tips For Avoiding It (Full Guide)

Elliot Marks

September 14, 2021

If you have started any estate planning, you have probably heard of the probate process. Of course, you may have...

Cash Balance Plan: What Is It & How Does It Work | Full Guide

Elliot Marks

September 14, 2021

Pension plans are becoming harder to find these days when it comes to retirement planning. These plans typically cost more...

Do I Have To File Taxes? | [Full Guide Inside]

Elliot Marks

September 14, 2021

Many people think that they will need to file an income tax return when tax time rolls around regardless of...

Can You Get Unemployment If You Quit? | What You Need To Know

Elliot Marks

September 14, 2021

Unemployment insurance provides a great benefit to people who lose their job. They are able to collect unemployment payments until...

Is Life Insurance Taxable? | 3 Ways To Avoid Taxes On Payouts

Elliot Marks

September 14, 2021

Most people know how life insurance works generally, but questions start arising when you get deep into the details. When...

Life Insurance: What Is It & How Does It Work? | (Complete Guide)

Elliot Marks

September 14, 2021

Most people have heard of life insurance before, but many have no idea how a life insurance policy actually works....

The Social Security Tax Limit Explained | Full Guide

Elliot Marks

September 14, 2021

If you have taken a look at your paycheck stub recently, then you have likely noticed a withholding for the...

Profit Sharing Guide: What It Is & How It Works | Full Guide

Elliot Marks

September 11, 2021

A profit sharing plan is one kind of retirement plan that an employer may offer its employees. It allows the...

Backdoor Roth IRA | What Is It & How It Works (Full Guide)

Elliot Marks

September 11, 2021

If you are familiar with retirement plans, then you probably already know how a traditional IRA works. Many people choose...

Mega Backdoor Roths: What Is It & How They Work | Full Guide

Elliot Marks

September 11, 2021

Most people want to maximize the amount of money they stash away for retirement, but the IRS places limits on...

401(a) Plan vs. 401(k) Plan: What Is The Difference? | Full Guide

Elliot Marks

September 11, 2021

When it comes time to choose a retirement plan, the options can often be confusing. Since most retirement plans...

401(a) Plan: What Is It? | Comprehensive Guide Inside

Elliot Marks

September 11, 2021

Unless you work for a government entity or a non-profit organization, you may have never even heard of a 401(a)...

403(b) Plan vs. 401(k) Plan: What’s The Difference? | (Full Guide) Inside

Elliot Marks

September 11, 2021

When it comes to retirement planning, all the options available out there can get confusing. There are many plans...

403(b) Plan vs. 457(b) Plan: What’s The Difference? | (Full Guide)

Elliot Marks

September 11, 2021

Many people only associate retirement accounts with a 401(k) or an IRA. However, not all employers offer these retirement savings...

403(b) Plan: What Is It? | Full Guide Inside

Elliot Marks

September 11, 2021

Retirement plans come in many different flavors and varieties. Each offers some unique advantages, while most also come with a...

457(b) Plan: What Is It? | (Full Guide) Inside

Elliot Marks

September 11, 2021

Retirement plans can be confusing, and saving for retirement can be difficult. Many people are familiar with a 401(k), but...

Qualified Retirement Plan: What Is It & How It Works | Full Guide

Elliot Marks

September 11, 2021

Most people know that they need to save for retirement, but many do not fully understand all the savings plan...

Blind Trust | What Is It, Setup Costs & How Does It Work

Elliot Marks

September 11, 2021

Many people know the basics of how trusts work, but they may have never heard of a blind trust. This...

Death Tax: Who Pays & How Much | Comprehensive Guide Inside

Elliot Marks

September 11, 2021

Since you pay income taxes on your income throughout your lifetime, you might think that you are done with taxes...

Inheritance Tax | How Much Is It & What To Expect [Full Guide]

Elliot Marks

September 11, 2021

Imagine getting great news that you just received a large inheritance from a long lost relative. Now imagine getting the...

Grantor Trusts | Definition, Rules & More (Full Guide)

Elliot Marks

September 11, 2021

You probably already know that trusts can be powerful estate planning tools and are useful for transferring property and assets...

What Is A Trust? | Definition & Comprehensive Guide Inside

Elliot Marks

September 11, 2021

When most people think of trust accounts, they often think that those are accounts that can only be established by...

Revocable vs. Irrevocable Trust: What’s The Difference? | Full Guide

Elliot Marks

September 11, 2021

Though the names might sound simple, revocable and irrevocable trusts can get quite complicated. These terms most often arise during...

Revocable Trust: What Is It & How Does It Work? | (Tips Inside)

Elliot Marks

September 11, 2021

Most people have heard of a trust account, but few know what they really are and how they work. Trusts...

Irrevocable Trust: Setup Costs, Trust Types & More | Complete Guide

Elliot Marks

September 11, 2021

Most people tend to think that trust funds are only for the super wealthy. That is not always the case...

Living Trust vs. Will: What’s The Difference? | (Full Guide) Inside

Elliot Marks

September 11, 2021

When it comes time to develop your estate plan, you need to ensure that you utilize all the available tools....

Living Trust: What Is It & Do You Need One? | Full Guide

Elliot Marks

September 11, 2021

When most people hear the words "trust account," they immediately think about the super rich. However, trusts are not just...

HSA vs. FSA: What’s The Difference? | (Full Guide) Inside

Elliot Marks

September 11, 2021

Unexpected medical expenses can really take a toll on your personal finances, especially for those on a high-deductible health plan...

SIMPLE IRA Retirement Plan | Everything You Need To Know

Elliot Marks

September 11, 2021

Saving enough money for retirement can be a challenge, especially if your employer does not offer a matching 401(k) plan....

Social Security Payment Schedule

Elliot Marks

July 15, 2021

Your Social Security retirement payments are paid out based on your birthday. Below is the monthly Social Security benefits payment...

Is ADHD A Disability? | Workplace & Social Security Guide

Elliot Marks

July 13, 2021

Attention Deficit Hyperactivity Disorder (ADHD) affects many people, making it difficult for them to concentrate and focus on tasks. ADHD...

How Do I Check To See If Someone Is Using My Social Security Number?

Elliot Marks

July 13, 2021

Your Social Security number is one of the most critical pieces of identifying information that you have. Unfortunately, it can...

Social Security Number “Suspended” | Is It A Scam Call?

Elliot Marks

July 13, 2021

Most Americans have received some form of this scam call - someone on the other end of the line claiming...

Stolen Or Lost Social Security Card: What To Do Next | Complete Guide

Elliot Marks

July 13, 2021

If your Social Security card is lost or stolen, it could wreak havoc on your personal affairs. Since your Social...

Does Medicare Or Medicaid Pay For Assisted Living? | Full Guide

Elliot Marks

July 13, 2021

If you or a loved one are getting to an older age and no longer able to safely live alone,...

How Is Medicare Funded? | Everything You Need To Know

Elliot Marks

July 13, 2021

You probably already know that many people qualify for Medicare Part A at no cost, so where does the money...

What Is The FICA Tax? | Everything You Need To Know (Full Guide)

Elliot Marks

July 13, 2021

Have you ever taken a look at your paycheck stub and seen all the deductions and withholdings on there? Perhaps...

Short-Term Disability Insurance | Complete Guide

Elliot Marks

July 13, 2021

Injuries are inevitable, but what happens if you become injured and you are unable to work until you recover? You...

How Does Long-Term Disability Insurance Work? | (Tips Inside)

Elliot Marks

July 13, 2021

Most people never stop to think about what would happen if they were unable to work for an extended period...

Roth IRA vs. Traditional IRA | What’s The Difference? (Full Guide)

Elliot Marks

May 24, 2021

Unless you are planning for your retirement, you might not know what a Roth or traditional IRA is. It is...

Pension Plan vs. 401(k) | What’s The Difference & How To Choose

Elliot Marks

May 24, 2021

Saving for retirement can be a daunting task, but knowing what options are available is a great first step. You...

What Is A Solo 401(k)? | Individual & Self-Employed Guide

Elliot Marks

May 24, 2021

When most people hear the term 401(k), they immediately think of it as a benefit that an employer provides to...

401(k) Early Withdrawal | 11 Ways To Cash Out Without Penalty

Elliot Marks

May 22, 2021

If you are in financial need, it might seem extremely tempting to simply withdraw some money from your 401(k), IRA,...

IRA vs. 401(k) | What’s The Difference & How To Choose

Elliot Marks

May 22, 2021

You can never start too early when it comes to saving for retirement, but many people find themselves wondering what...

Maximizing Social Security Spousal Benefits | (Full Guide)

Elliot Marks

May 22, 2021

You likely already know that you can receive Social Security retirement benefits as long as you work for a sufficient...

Are Social Security Programs A Form Of Socialism? | Full Guide

Elliot Marks

May 22, 2021

The word socialism can start some heated debates between many Americans. It has been a hot topic in recent years,...

When Will Social Security Run Out? | The Future Of Social Security

Elliot Marks

May 21, 2021

A frequent topic in news stories is the American Social Security system, and the headlines continue to spread fear of...

Social Security Frequently Asked Questions

Elliot Marks

April 16, 2021

This page provides a list of answers to the most frequently asked questions about Social Security. If you did not...

SSDI Appeals Process | How It Works + Tips For Winning

Elliot Marks

March 11, 2021

If your application for Social Security disability benefits gets denied, you might think you are out of luck. However, that...

Do You Need a Social Security Lawyer?

Elliot Marks

March 11, 2021

If you’ve worked for at least 10 years and paid Social Security taxes during that time, you can apply for...

Benefits For Children With Disabilities

Elliot Marks

March 11, 2021

This page will help you decide if you, your child, or a child you know, might be eligible for SSI...

Is Social Security Disability Taxable? | (Complete Guide)

Elliot Marks

March 11, 2021

Social Security disability benefits assist many people who are unable to work because of a medical condition that qualifies them...

What Does Medicare Part A Cover? | (Full Guide) Inside

Elliot Marks

March 11, 2021

If you are enrolled in Medicare, you are more than likely enrolled in Part A coverage. Some people choose to...

Best Medicare Advantage Plans | Updated 2022 Guide

Elliot Marks

March 11, 2021

Medicare enrollment can often be confusing, and the addition of Medicare Advantage plans only adds to the confusion. Do you...

Medicare Basics: 8 Things You Should Know | Full Guide

Elliot Marks

March 11, 2021

When it comes to health insurance, most people have heard of Medicare. However, not everyone knows exactly what Medicare is...

Medicare VS. Medicaid | What’s The Difference? (Complete Guide)

Elliot Marks

March 11, 2021

Medicare and Medicaid are two terms that get thrown around frequently when discussing health care coverage. Many people seem to...

How To Apply For SSI | Step-By-Step Details

Elliot Marks

March 11, 2021

Supplemental Security Income benefits help many Americans afford the basic necessities of life. Unlike traditional Social Security disability benefits, you...

Future Of Social Security | 5 Changes That Could Affect You

Elliot Marks

March 11, 2021

The future of Social Security has been a hot topic for the past several years. With millions of retirees relying...

Social Security Scams | How To Identify & Avoid Them (Full Guide)

Elliot Marks

March 11, 2021

Most people know that they should protect their Social Security number as much as possible. If your SSN falls into...

8 (BIG) Social Security Changes Coming In 2023

Elliot Marks

March 11, 2021

The Social Security Administration (SSA) doesn’t make massive changes very often. Most Social Security beneficiaries receive their monthly check without...

The History Of Social Security: How & Why It Started | Complete Guide

Elliot Marks

March 11, 2021

Most Americans are familiar with Social Security, but many do not understand exactly how it works. They might work for...

Is Social Security Taxable? | Comprehensive Guide + Examples

Elliot Marks

March 11, 2021

Millions of Americans receive Social Security benefits each month, and many of those people struggle to survive on just those...

Social Security Strategies for Married Couples

Elliot Marks

March 11, 2021

Most people don't think of social security and strategy as going together. But they do go together because they are...

Is Social Security Affected By A Government Shutdown?

Elliot Marks

March 11, 2021

The term "government shutdown" seems to be appearing in the news headlines more and more often over the past few...

Your Social Security Responsibilities

Elliot Marks

March 11, 2021

Social Security is a system which makes it possible to track earnings record and then apply benefits based on contribution...

Managing Your Social Security Online

Elliot Marks

March 11, 2021

Managing your Social Security benefits online is a simple process. Once you get the hang of it, you might realize...

How Social Security Survivor Benefits For Spouses Work | Full Guide

Elliot Marks

March 11, 2021

Many people know about Social Security spousal benefits, and many receive benefits based on their spouse's work history. Some couples...

Social Security For Married Couples | Best Strategies Inside

Elliot Marks

March 11, 2021

When it comes to Social Security benefits, married couples can sometimes take advantage of benefits not available to individuals. Those...

Programs For People Receiving Social Security Benefits (Social Security Program Benefits)

Elliot Marks

March 11, 2021

When you are disabled, it can be difficult to get the resources you need to take care of yourself or...

How To Qualify For Social Security | 3 Steps To Follow

Elliot Marks

March 10, 2021

The Social Security Administration (SSA) pays benefits to millions of Americans each month. Many people believe that you automatically qualify...